Your Next Job Oct 15, 9am-5pm Covered

Events + Entertainment Insurance

Insurance you can buy on the way to today’s gig.

Get a policy in 60 seconds. Enter your business zip code See covered activities
Get a Quote

Flexible risk protection
by the hour, day, or month.

Starting at just $5

On Your Schedule

Coverage only for the hours and days you work—never overpay.

In an Instant

Get a Certificate of Insurance in your inbox—and your client’s—in seconds.
  • New Crew Member
  • Policy Extended
  • Additional Insured

Change It Anytime

Easily add crew and Additional Insureds, and adjust your policy in real time.
What's Covered

In events and entertainment, your big break is always right around the corner.

With Thimble, get a policy in seconds so you can take on whatever’s next.

45% of Events & Entertainment professionals purchase coverage less than 4 Days before their job starts
"When I first found Thimble, I thought it was too good to be true. It was exactly what we needed, and we could add Additional Insureds on the fly." Alex R., Executive Director of Recess Cleveland

Insurance designed for small business

  • Why do I need an events and entertainment insurance policy? Whether you are a DJ, musician, or event planner, you're always hustling to the next gig. You need insurance coverage that's there just when you need it, whether that's five minutes before a last-minute show or months before an important event.

    The General Liability insurance arranged by Thimble is designed to respond to incidents involving bodily injury and property damage. For example:

    Bodily Injury
    During a gig at an outdoor music festival, one of your speakers is positioned precariously at the edge of the stage and falls off, injuring a member of the audience.

    Property Damage
    You are arranging the centerpieces for a wedding reception that you have planned. While setting up the floral arrangement at the bride and groom's table, you knock over the wedding cake that has been set there for the reception.
  • Who is covered under the events and entertainment insurance policy? Small business insurance from Thimble is customized to meet the needs of event & entertainment professionals like you. We cover the following professions and activities:

    • Events
    • Actors
    • Corporate Party Planners
    • Event Staff
    • Food / Catering (No Bartending)
    • Individual event participants (not the event itself)
    • Musicians
    • Speakers
    • Wedding Planners
    • Entertainment
    • Balloon Artists
    • Belly Dancers
    • Caricature Artists
    • Celebrity Look-a-Likes
    • Clowns
    • Comedians
    • Contortionists
    • DJs
    • Face Painters
    • Impersonators
    • Impressionists
    • Jugglers
    • Magicians
    • Mimes
    • Musicians
    • Musical Conductors
    • Poets
    • Puppeteers
    • Santas
    • Storytellers
    • Street Performers
    • Ventriloquists
    • Guides
    • Canoe & Kayak Guides / Instructors
    • Fishing Guides
    • Float Trip Guides
    • Hiking Guides
    • Tour Guides
    • Nature and Wildlife Guides
    • Stand Up Paddleboard (SUP) Guides
  • How much does small business insurance for events and entertainment cost? Our premium pricing is determined based on the length of your coverage, whether for an hour, a day, a month, or longer. This flexibility allows you to purchase coverage exactly when and for how long you need it, making it the most affordable option on the market for on-demand small business insurance.

    Our rates start at $5/hour, $10/day, and $29/month with $0 deductible for a $1 million policy.

Events & Entertainment insurance protects your business from lawsuits, if you or your property accidently hurts a third party or damages their property.

  • Bodily Injury
  • Property Damage
  • Legal Defense
  • Medical Payments

Covered Activities

  • Events
  • Actors
  • Corporate Party Planners
  • Event Staff
  • Food / Catering (No Bartending)
  • Individual event participants (not the event itself)
  • Musicians
  • Speakers
  • Wedding Planners
  • Entertainment
  • Balloon Artists
  • Belly Dancers
  • Caricature Artists
  • Celebrity Look-a-Likes
  • Clowns
  • Comedians
  • Contortionists
  • DJs
  • Face Painters
  • Impersonators
  • Impressionists
  • Jugglers
  • Magicians
  • Mimes
  • Musicians
  • Musical Conductors
  • Poets
  • Puppeteers
  • Santas
  • Storytellers
  • Street Performers
  • Ventriloquists
  • Guides
  • Canoe & Kayak Guides / Instructors
  • Fishing Guides
  • Float Trip Guides
  • Hiking Guides
  • Tour Guides
  • Nature and Wildlife Guides
  • Stand Up Paddleboard (SUP) Guides

Excluded Activites

  • Acrobatic, Aerialist, or Stunt Performers
  • Adult Film Operations
  • Amusement Device, Rides or Inflatables (including Bouncy Castles) Operators or Rental
  • ATV Tours
  • Bartenders
  • Bouncers
  • Equipment Rental
  • Event Promoters
  • Exotic Dancers, Strippers, or Adult Entertainment
  • Fireworks
  • Horseback Trail Rides
  • Hunt Clubs
  • Hypnotists
  • Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting marijuana or any other product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
  • Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting tobacco or products containing tobacco
  • Operations Involving Non-Domestic Animals
  • Operations Involving Weapons
  • Participating in Protests, Rallies and/or Marches
  • Rock Climbing
  • Security Guards
  • Skiing or Snowboarding Guides
  • Traffic Control
  • White Water Rafting Guides
  • Wrestling or MMA-related activities

What's Not Covered by Your Policy

  • Activities Involving Firearms
  • Performing Work over Three Stories in Height (30 feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • These excluded activities
  • See full policy for details