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Events + Entertainment Insurance

Insurance you can buy on the way to today’s gig.

Get events insurance by the hour, day, or month in 60 seconds. Get a Quote See covered activities

We make business
insurance simple.

Flexible Coverage

Buy Thimble On Demand by the hour, day, or week, or get Thimble Monthly to keep the clock running.

Instant Certificates

Get an Acord 25 Certificate of Insurance in your inbox (and your client's) in less than 60 seconds.
  • New Crew Member
  • Policy Extended
  • Additional Insured

Full Control

Add crew and Additional Insureds instantly. Cancel or modify your policy, anytime, for free.

With Thimble, get a policy in seconds so you can take on whatever’s next.

Policies start at just $5/hr
"When I first found Thimble, I thought it was too good to be true. It was exactly what we needed, and we could add Additional Insureds on the fly." Alex R., Executive Director of Recess Cleveland

Events + entertainment insurance, simplified.

Why do I need an events and entertainment insurance policy?

Whether you are a DJ, musician, or event planner, you’re always hustling to the next gig. You need insurance coverage that’s there just when you need it, whether that’s five minutes before a last-minute show or months before an important event.

A Thimble events and entertainment insurance policy can give you the peace of mind you need to propel your business to new heights.


How much does events and entertainment insurance cost?

The cost of your Events + Entertainment Insurance Policy depends on a few factors. Things like your zip code, your coverage limit, the size of your team, and the length of your coverage all play a factor in determining the risk that comes with insuring your business.

With Thimble, you don’t have to commit to long, expensive policies, though. You can access flexible Events + Entertainment Insurance through the Thimble app and customize your coverage down to the month, day, or hour. Plus, if you need to add Additional Insureds, you can tack them on to your coverage at no extra cost. That means Thimble is one of the most affordable options on the market, because you only pay for what you need.

To get an accurate idea of how much your insurance would cost, get a quote now.

Get a Quote


What is covered under the events and entertainment liability insurance policy?

Both General Liability and Professional Liability coverage are included in the events and entertainment policy. The General Liability insurance arranged by Thimble is designed to protect you against accidents on the job that result in bodily injury, property damage, personal or advertising injury to a third party. General Liability Insurance also covers legal fees and medical coverage associated with the claim. Professional Liability Insurance arranged by Thimble protects your business from any claims of errors & omissions or negligence.

Bodily Injury
During a gig at an outdoor music festival, one of your speakers is positioned precariously at the edge of the stage and falls off, injuring a member of the audience.

3rd Party Property Damage
You are arranging the centerpieces for a wedding reception that you have planned. While setting up the floral arrangement at the bride and groom’s table, you knock over the wedding cake that had been set there for the reception.

Defense Costs
You damage the hardwood floor in a client’s home while setting up for an event. She takes you to court over the matter, claiming that the wood was in fact quite rare and she would not be able to replace it easily. With a general liability policy, your court fees will be covered.

Medical Coverage
You’re a hiking guide, and one of the brave souls taking your trip twisted her ankle. She claims that you led her down an unsafe hiking path, and wants compensation for her afternoon in the hospital.

Professional Liability Insurance protects your business against claims of errors and omissions – or claims relating to inadequate performance of professional services. If a client claims that you’ve done your job improperly, your professional indemnity insurance policy can be used to cover any associated costs.

Errors and Omissions
You are a corporate party planner and at your most recent event, a large fundraiser, the caterer didn’t show. Unsurprisingly, your client is livid and holds you accountable for the miscommunication. With a professional liability policy through Thimble, you’d be covered from any costs associated with the error.


Who is covered under the events and entertainment insurance policy?

Small business insurance from Thimble is customized to meet the needs of event & entertainment professionals like you. We cover the following professions and activities:

  • Actors
  • Corporate Party Planners
  • Event Staff
  • Food / Catering (No Bartending)
  • Individual event participants (not the event itself)
  • Musicians
  • Speakers
  • Wedding Planners
  • Balloon Artists
  • Belly Dancers
  • Caricature Artists
  • Celebrity Look-a-Likes
  • Clowns
  • Comedians
  • Contortionists
  • DJs
  • Face Painters
  • Impersonators
  • Impressionists
  • Jugglers
  • Magicians
  • Mimes
  • Musicians
  • Musical Conductors
  • Poets
  • Puppeteers
  • Santas
  • Storytellers
  • Street Performers
  • Ventriloquists
  • Canoe & Kayak Guides / Instructors
  • Fishing Guides
  • Float Trip Guides
  • Hiking Guides
  • Tour Guides
  • Nature and Wildlife Guides
  • Stand Up Paddleboard (SUP) Guides

How quickly will I get a Certificate of Insurance?

Instantly. We’ve digitized the entire experience so that you’ll receive a certificate of insurance in your inbox immediately after purchasing a policy with Thimble.

You can also add and modify your Additional Insureds as many times as you’d like directly from the Thimble App.


Are there other types of insurance I should get?

As an events and entertainment professional, General Liability and Professional Liability will cover you for a range of risks that you face in your interactions with clients or customers. Many companies may ask to be added as an Additional Insured to your policy so that they are covered for any damage you may cause within the scope of work you provide to them.

Depending on the structure of your business, you may opt for a number of other types of insurance: for example, worker’s compensation, auto insurance, or cyber liability insurance. Consider the specific needs of your business when selecting additional coverage to protect your day-to-day operations.

Have questions? Visit our FAQs

Events & Entertainment insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.

  • Bodily Injury
  • Property Damage
  • Legal Defense
  • Medical Payments

Covered Activities

  • Events
  • Actors
  • Corporate Party Planners
  • Event Staff
  • Food / Catering (No Bartending)
  • Individual event participants (not the event itself)
  • Musicians
  • Speakers
  • Wedding Planners
  • Entertainment
  • Balloon Artists
  • Belly Dancers
  • Caricature Artists
  • Celebrity Look-a-Likes
  • Clowns
  • Comedians
  • Contortionists
  • DJs
  • Face Painters
  • Impersonators
  • Impressionists
  • Jugglers
  • Magicians
  • Mimes
  • Musicians
  • Musical Conductors
  • Poets
  • Puppeteers
  • Santas
  • Storytellers
  • Street Performers
  • Ventriloquists
  • Guides
  • Canoe & Kayak Guides / Instructors
  • Fishing Guides
  • Float Trip Guides
  • Hiking Guides
  • Tour Guides
  • Nature and Wildlife Guides
  • Stand Up Paddleboard (SUP) Guides

Excluded Activities

  • Acrobatic, Aerialist, or Stunt Performers
  • Adult Film Operations
  • Amusement Device, Rides or Inflatables (including Bouncy Castles) Operators or Rental
  • ATV Tours
  • Bartenders
  • Bouncers
  • Equipment Rental
  • Event Promoters
  • Exotic Dancers, Strippers, or Adult Entertainment
  • Fireworks
  • Horseback Trail Rides
  • Hunt Clubs
  • Hypnotists
  • Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting marijuana or any other product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
  • Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting tobacco or products containing tobacco
  • Operations Involving Non-Domestic Animals
  • Operations Involving Weapons
  • Participating in Protests, Rallies and/or Marches
  • Rock Climbing
  • Security Guards
  • Skiing or Snowboarding Guides
  • Traffic Control
  • White Water Rafting Guides
  • Wrestling or MMA-related activities

What's Not Covered by Your Policy

  • Activities Involving Firearms
  • Performing Work over Three Stories in Height (30 feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • See full policy for details