Small Business Insurance Requirements By State
Understand what your state requires (and recommends) you have to operate your small business.
State laws, property values, population, and location risk all factor into your insurance needs. Learn about your state’s requirements before you cut the ribbon on your new business.
The U.S. may be a melting pot, but regulations about workers’ compensation, auto liability, and commercial property insurance vary by state. Our small business insurance by state is written for businesses like yours, wherever you are. Find the details below.
Small business insurance state by state
Prices vary between states, but every state also has its own unique rules on insurance for the small businesses that call it home. Learn more about the small business insurance requirements across the U.S.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
