Quote to bind in minutes.

The MGA of the future, time machine and all.

Instant Policies + Changes

Bind policies on behalf of your clients directly in the Broker Portal — all in minutes.

Modify and extend policies, add Additional Insureds, or change coverage limits instantly.

Automated Communications

Get monthly sales summaries in your inbox.

Let Thimble notify you and your clients of policy changes instantly.

Innovative Sales Tech

Track sales in your real-time dashboard.

Refer new clients just by sending your unique link.

Two ways to work with Thimble.

Start referring with Thimble in minutes then get appointed with the fastest application in the business.

How It Works:Affiliated BrokerAppointed Sub-Producer
ApplicationNo application required!Apply in minutes
Commissionup to 10%up to 17.5%
Broker of RecordThimble is the Broker of RecordYou are the Broker of Record for policies underwritten by National Specialty Insurance Company
Access to all insurance products available through Thimble
Eligible for Broker Council
Access to Thimble's Certificate Manager
1-1 Sales planning

Affiliated Broker

No Application Required!

10% commision

Thimble is the Broker of Record

Access to all insurance products available through Thimble

Not Eligible for Broker Council

No access to Thimble's Certificate Manager

No 1-1 Sales Planning

Appointed Sub-Producer

Apply in minutes

Up to 17.5% commission

You are the Broker of Record for policies underwritten by National Specialty Insurance Company

Access to all insurance products available through Thimble

Eligible for Broker Council

Access to Thimble's Certificate

1-1 Sales Planning

Affiliated Broker

No Application Required!

10% commision

Thimble is the Broker of Record

Access to all insurance products available through Thimble

Not Eligible for Broker Council

No access to Thimble's Certificate Manager

No 1-1 Sales Planning

Appointed Sub-Producer

Apply in minutes

Up to 17.5% commission

You are the Broker of Record for policies underwritten by National Specialty Insurance Company

Access to all insurance products available through Thimble

Eligible for Broker Council

Access to Thimble's Certificate

1-1 Sales Planning

The essential coverages your clients need from A-rated insurers.

Thimble provides insurance to 300+ classes of SMBs from handymen to graphic designers, and our appetite is growing everyday

General Liability

  • Annual, monthly, or short-term policies available
  • Up to $2M in coverage
  • Add unique care, custody, or control coverage

Professional 
Liability

  • Available when bundled with General Liability
  • Annual, monthly, or short-term policies available
  • Up to $2M in coverage

Business Equipment Protection

  • Available when bundled with General Liability
  • Annual or monthly policies
  • Up to $25k in coverage

Business Owners Policy (BOP)

  • Annual policies
  • Business interruption coverage included
  • Add hired and non-owned auto + equipment breakdown

Workers’ Compensation

  • Available monoline
  • Annual policies
  • Employers’ liability coverage included
  • Ghost policies available

Event Insurance

  • General Liability coverage for specialized events
  • Up to 8 days covered, including setup and teardown
  • Up to $2M in coverage

Partnered with the best.

Interested in partnering with Thimble? Learn more.

Iroqois First Connect Tivly Appalachian Underwriters Nationwide

Reviews from real brokers.

Rated 9/10 by 467 Brokers on Delighted

4.7/5 stars from 1131 reviews

  • Guided Solutions

    This is the easiest quote I have ever done in 28 years of insurance ;)

    A.S.

  • Dismuke Insurance

    Love the ease of use for me as agent and for my customers

    B.D.

  • Sutphin Insurance

    Blazing fast! No waiting for someone to call or email us back about a risk!

    M.S.

  • TWFG Insurance

    Very easy to use and my customers love it.

    S.P.

  • Colburn Agency

    The Thimble experience is very streamlined, modern, and easy to navigate from start to finish. Some companies do not make it so clear about how to do business with them.

    B.M.

  • Colony Agency

    Nothing like it, the model just makes sense for the modern broker

    F.S.

  • Guided Solutions

    This is the easiest quote I have ever done in 28 years of insurance ;)

    A.S.

  • Dismuke Insurance

    Love the ease of use for me as agent and for my customers

    B.D.

  • Sutphin Insurance

    Blazing fast! No waiting for someone to call or email us back about a risk!

    M.S.

  • TWFG Insurance

    Very easy to use and my customers love it.

    S.P.

  • Colburn Agency

    The Thimble experience is very streamlined, modern, and easy to navigate from start to finish. Some companies do not make it so clear about how to do business with them.

    B.M.

  • Colony Agency

    Nothing like it, the model just makes sense for the modern broker

    F.S.

Thimble Broker Program FAQs

What is the Thimble Broker Program?

What is the Thimble Broker Program?

The Thimble Broker Program makes it easy for independent agents to partner with us and offer flexible insurance coverage to clients.

We accomplish this through our portal, where agents can:

  • Build and send quotes
  • Bind policies for a client
  • Share a personalized referral link
  • Download marketing materials
  • Access a widget for your website
  • Modify purchased policies for clients
  • Add additional insureds (AIs)

Your commissions are processed automatically once your account setup is complete. You must be a licensed property & casualty broker in order for Thimble to process commission payments.

See the full Terms of the Broker Program here.

What commission do I earn for selling Thimble products?

Brokers receive up to a 10% commission of every policy purchased by a client you refer.

And you’ll earn commission on that client for life! Thimble will pay you the 10% commission regardless of how that client comes back to Thimble. The client is tied to your broker account for life based on the e-mail address they used to purchase the original policy.

Which clients can I sell Thimble coverage to?

Thimble offers an innovative range of insurance essentials built for small businesses and independent workers of all sizes. Coverage can be purchased from an hour to a full year, or by the month with Thimble Monthly, the top choice among Thimble’s insureds. Small business owners want the freedom of working for themselves with flexible insurance to match, and Thimble makes it possible for over 300 activities at any stage of their growth. See our full list of included activities here.

 

Availability varies by state.

Are Thimble broker sales covered by an errors & omissions policy?

The policies themselves are covered by Thimble’s errors & omissions insurance.

However, our terms and conditions state that agents that participate in our broker program are required to carry the following:

  • Cyber Insurance
  • Professional/Errors & Omissions Liability

Both insurance coverages must have a minimum $1,000,000 per occurrence limit.

How is the coverage arranged by Thimble different from Markel’s general liability offering?

In contrast to Markel’s annual general liability policies, the general liability insurance arranged by Thimble is available on demand, monthly, or annually, with dynamic coverage options as short as an hour. By joining the Thimble Broker Program, brokers are able to price short-term risks and offer their clients access to a new product, along with binding monthly policies and  traditional annual options.

 

Availability varies by state.

Who is the broker on record (BOR) on Thimble policies?

Thimble is the broker of record on all thimble policies. However, brokers who refer a customer will continue to make 10% commission on any policy the customer buys in the future.

You can modify policies directly in the Thimble portal:

  • Extend a policy
  • Increase/decrease coverage limits
  • Add Additional Insured’s
  • Cancel the policy

Can I see an example Certificate of Insurance and policy?

Yes, you can see examples of policies by state in our Broker Portal at broker.thimble.com.

How does payment for referrals work?

As an affiliated Thimble broker, you will receive up to 10% of the policy value of every purchase attributed to you, whether bound by you or purchased with your widget or referral link.

Payments are made on the 10th of the month or once you reach $50 of commission (whichever comes later), you will be paid out for commission earned in the previous month (or months, if you just reached the $50 threshold). Thimble also pays bonuses to brokers who refer clients! Bonuses start at $50 per new customer referral. Payments are deposited directly into the bank account linked on your Broker Portal.

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