
What does Baptism Insurance cover?
Most baptisms are attended by close family and friends that you trust. You don’t expect wild antics to happen, but you can’t anticipate every risk.
When you have a claim under your Baptism Insurance policy, you are furnished with investigation services for claim and a legal defense when a suit arises. With this in mind, you can be assured that you won’t have to pay out-of-pocket to defend yourself for claims made under your policy, even if a claim is fraudulent or exaggerated.
Your Baptism Insurance offers coverage from claims like these:
Third-party, non-employee bodily injury
Family and friends are gathering closely around the baptismal font when someone trips and falls face-forward. You could be held liable for their injuries and have to pay their medical bills.
Third-party property damage
Baptisms often occur in rivers and other outdoor bodies of water. Someone who is taking photos can easily drop their belongings in the water and ruin them. It could be your responsibility to pay for the repair or replacement of property damaged while the event is going on.
Damages or injury from liquor liability
If alcohol is allowed at the baptism or at the following celebration and someone who is drinking gets hurt or causes damage, you could be liable because you allowed or provided the drinks.
Personal and advertising injury
Provides coverage for offenses like libel and slander arising out of activities performed during the baptism.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Baptism Insurance FAQs
What if I only need insurance for one day?
Thimble provides flexible coverage to make sure you get what you need for the time that you need it. Baptism Insurance can be purchased for as short of a period as an hour or up to five days. This gives you plenty of time so that the setup and breakdown of the event can also be covered.
Do I need Baptism Insurance if my venue has commercial liability insurance?
Don’t make the mistake of thinking that just because the venue has commercial liability insurance, you don’t need your own policy. The truth is, many venues will require you to provide a COI with the venue named as an Additional Insured to be certain they are protected against the liabilities of your event.
Do I need Baptism Insurance if my event is held at a private home?
If you’re having the event in a private home, double-check the homeowners insurance policy for coverage. If you aren’t covered via your homeowners insurance, make sure you get a Baptism Insurance policy.
What are Thimble’s Baptism Insurance policy limits?
With every Thimble special event insurance policy, you will get at least a $1 million per occurrence limit with a $1 million aggregate limit. You can increase this to a $2 million per occurrence limit with a $2 million aggregate limit if you want higher coverage limits.
Does special event insurance via Thimble cover event cancellation?
No. Thimble’s special event insurance does not cover event cancellation. You can cancel anytime before the policy start time and receive a full refund of your policy premium.
Quick-thinking insurance for fast-moving businesses.
Simple.
Fewer questions. More options. Buy a policy online, in the app, or over the phone in minutes. Get to work before the other guys even call you back.
Scalable.
Any size. Every stage. Get coverage by the job, month, or year. Choose how you pay, then upgrade when business really takes off.
Flexible.
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