Best Small Business Insurance
Best Small Business Insurance
When it’s time for your little lady to be the belle of the ball, you want everything to be perfect. But accidents do happen, and you need to make sure that it doesn’t negatively impact your budget. Debutante Ball Insurance provides financial protection from third-party claims that happen at the party.
With Debutante Ball Insurance, you won’t have to worry about someone slipping and hurting themselves on the dance floor, and you can rest assured that you have the right protection if someone causes injury or property damage after partaking of adult beverages at your event. As they say, “hope for the best and plan for the worst.” Insurance helps you do just that!
Debutante Ball Insurance is a type of special event insurance that protects you, the event host or organizer, from the consequences of claims for injuries or property damage that can come from guests.
It covers more than just the time you have set for the party. It includes coverage for the set-up and breakdown of the event, making sure you aren’t vulnerable to risk while people are working on your party.
Your Debutante Ball Insurance policy can protect you for incidents where someone claims that you are responsible for their injuries or property damage. For example, say someone accidentally spills scalding hot coffee on a guest, ruining their expensive clothing. Debutante ball insurance could cover the damages from that claim.
Furthermore, Debutante Ball Insurance can help you if you need a legal defense, investigation, and settlement of a claim. This may be important if you are wrongfully accused of something or a fraudulent claim is filed.
Special event insurance protects you from the financial consequences of claims arising from these kinds of scenarios:
The size of your debutante ball will determine how much you pay in premium. Another factor that may affect your price is the location where your party is held. The cost of coverage includes liquor liability for an open bar or BYOB, but you may need to purchase additional liquor liability coverage if you’re selling alcohol.
Here is a range of costs for one-day events of various sizes (without coverage for additional liquor liability):
If you are planning a debutante ball or any other type of coming-of-age event, you’ll want to get special event insurance. In fact, if you are renting a venue, you’ll likely be required to provide a Certificate of Insurance demonstrating that you have valid general liability insurance that protects the venue’s property and limits their liability for your event.
If you have vendors at your event, like a caterer or a band, you should ask them to buy their own general liability insurance for extra protection. When they get insurance, they should add you as an Additional Insured to extend their coverage to you. After all, if their mistake causes an accident at your debutante ball, you could still be held liable.
A debutante ball is an event that creates lifetime memories. Don’t let it be marred by an unexpected accident. Get Debutante Ball Insurance to protect you from claims of bodily injury or property damage, so you can get your party on. Thimble makes it easy to get a policy within a minute.
Give us your email so that we can notify you as soon as Debutante Ball Insurance via Thimble is available in your area.
Thimble’s special event insurance is designed for short-term needs. Our policies will cover your event for one day up to two weeks. That includes setup and breakdown time. Cancel your policy anytime before the event to get a refund.
You most likely will need to have your own event insurance policy even though the venue has its own commercial liability insurance. In fact, most venues will require you to furnish a Certificate of Insurance (COI) that demonstrates you have insurance for the event.
Liability exists even if your venue is small, and you’ll want to have protection for your event. Check with your homeowners insurance provider to see if your policy needs to be amended to cover this event or if you should get specialized event insurance to make sure you are protected for your big day.
Our liability limits start at $1 million per occurrence with a $1 million aggregate. You can increase the liability limits to $2 million per occurrence with a $2 million aggregate if you choose.
No. Our policies do not cover event cancellation. However, your event insurance policy is fully refundable as long as it is canceled before the policy start date/time.
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