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Salon Owner Insurance

Insurance that takes you far and costs next to nothing.

Get an hourly, daily, or monthly insurance policy in 60 seconds. Get a Quote See covered activities

Salon owner insurance, simplified.

Why do I need a salon owner insurance policy?

As a salon owner, you help your clients feel their best and take on every challenge that comes their way. Shouldn’t you do the same for your business? A Thimble insurance policy can give you the peace of mind you need to propel your business to new heights.

The General Liability insurance arranged by Thimble is designed to respond to incidents involving bodily injury and property damage. For example:

Bodily Injury
One of your regular clients comes in for her monthly haircut. While she is exiting the salon, she slips on a patch of ice on the front steps and injures her knee.

Property Damage
One of your estheticians is setting up a client for a facial and accidentally spills distilled water on their laptop.


How much does small business insurance for salon owners cost?

The cost of your Salon Owner Insurance Policy depends on a few factors. Things like your zip code, your coverage limit, the size of your team, and the length of your coverage all play a factor in determining the risk that comes with insuring your salon business.

With Thimble, you don’t have to commit to long, expensive policies, though. You can access flexible salon owner insurance through the Thimble app and customize your coverage down to the month, day, or hour. Plus, if you need to add Additional Insureds, you can tack them on to your coverage with Thimble at no extra cost.

To get an accurate idea of how much salon owner Insurance would cost you and your business, get a quote from Thimble.

Get a Quote


How quickly will I get a Certificate of Insurance?

Instantly. We’ve digitized the entire experience so that you’ll receive a certificate of insurance in your inbox immediately after purchasing a policy with Thimble.

You can also add and modify your Additional Insureds as many times as you’d like directly from the Thimble App.

Have questions? Visit our FAQs

Beauty insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.

  • Bodily Injury
  • Property Damage
  • Legal Defense
  • Medical Payments

Covered Activities

  • Barbers
  • Cosmetologists
  • Estheticians
  • Hair Stylists
  • Nail Artists
  • Salon Owners
  • Spa Owners

Excluded Activities

  • Acupuncture Services
  • Massage Therapists
  • Tattoo or Piercing Artists
  • Certain specified spa services

What's Not Covered by Your Policy

  • Activities Involving Firearms
  • Performing Work over Three Stories in Height (30 feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • See full policy for details

Thimble offers easy, affordable, and flexible protection for salon owners.

Policies start at just $5/hr
"As a new business owner, Thimble made sure I got a policy that accommodated my actual needs, rather than overselling me with a bunch of bells and whistles." Kgoody, Haircare Specialist

We make business
insurance simple.

Flexible Coverage

Buy Thimble On Demand by the hour, day, or week, or get Thimble Monthly to keep the clock running.

Instant Certificates

Get an Acord 25 Certificate of Insurance in your inbox (and your client's) in less than 60 seconds.
  • New Crew Member
  • Policy Extended
  • Additional Insured

Full Control

Add crew and Additional Insureds instantly. Cancel or modify your policy, anytime, for free.

The information provided is intended to be a description of coverages only. There is not guarantee of coverage. If there is a conflict between the description contained herein and the insurance policy contract, the terms of the policy shall control.

Coronavirus and your business

We know your small business has likely been impacted, so we've put together some resources that we think may be useful.