Retail Store Insurance FAQs
I don’t own a building, so I don’t need commercial property insurance. Can I still get general liability insurance?
If you don’t want commercial property insurance, you can opt out of a BOP and still get all the benefits of general liability insurance. However, you are no longer covered by a BOP.
Does Retail Store Insurance cover theft?
Theft is just one of those things that retail stores need to be concerned with. Fortunately, Retail Store Insurance covers you for theft; furthermore, with business interruption insurance, you can keep running payroll while you get back to business.
How do I show proof of insurance if I purchase Retail Store Insurance?
Showing proof of insurance is just a few clicks away with Thimble. We allow you to generate as many Certificates of Insurance (COI) as necessary to satisfy landlord and client requirements.
Does BOP protect my equipment and gear that travels with me to jobs?
Thimble will protect up to $10,000 worth of your gear that is away from your premises, meaning you’re covered while transporting retail goods or selling your products at a booth. If you need more coverage or have stuff with you that belongs to other parties, you may want to consider Business Equipment Protection.
A designer wants to hold a product launch event at my store. Will Retail Store Insurance cover me?
Some events may be covered as long as you are the organizer. But if you allow someone else to organize an event at your retail location, you should require them to get event liability insurance and name you as an Additional Insured.
Does Retail Store Insurance cover injury to my employees?
Employees are not covered by your general liability insurance policy or your commercial property insurance. In order to cover employees who get injured or sick at work, you’ll need to get a workers’ compensation insurance policy.
What are Thimble’s Retail Store Insurance coverage policy limits?
Retail Store Insurance coverage limits start at $300,000 for general liability insurance, $250,000 for building coverage, and $50,000 for business contents insurance. You can increase these limits if desired.
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4.5/5 stars from 1923 reviews
Fast & Easy
This is fast and easy and works great for me! I am a one man freelance landscaper and this gives me the ability to purchase insurance directly from my phone anytime and anywhere I need it.
Super easy to use! Though of everything
This app is beautiful and super easy to use! It’s super easy to get insurance for the weddings I shoot where the venues require insurance. I can just buy it on the app with 3 clicks and I’m done.
Awesome Product
I love this idea ????!! I needed to have proof of liability to present my proposal; got it on the spot. I didn't win the bid but I didn't get stuck with costly insurance, either!!
Best insurance solution for small businesses.
I love the convenience of this insurance app, its the best thing since sliced bread????????
So Easy!!! I LOVE IT
It was so easy, quick, and simple. The PDF package I received contained everything I needed. This was the best experience I've ever had obtaining insurance...thank you!!!
Great rate!
I was very impressed with your monthly rate on general liability coverage! Much less than 1/12 of everyone else's annual rate.
Fast & Easy
This is fast and easy and works great for me! I am a one man freelance landscaper and this gives me the ability to purchase insurance directly from my phone anytime and anywhere I need it.
Super easy to use! Though of everything
This app is beautiful and super easy to use! It’s super easy to get insurance for the weddings I shoot where the venues require insurance. I can just buy it on the app with 3 clicks and I’m done.
Awesome Product
I love this idea ????!! I needed to have proof of liability to present my proposal; got it on the spot. I didn't win the bid but I didn't get stuck with costly insurance, either!!
Best insurance solution for small businesses.
I love the convenience of this insurance app, its the best thing since sliced bread????????
So Easy!!! I LOVE IT
It was so easy, quick, and simple. The PDF package I received contained everything I needed. This was the best experience I've ever had obtaining insurance...thank you!!!
Great rate!
I was very impressed with your monthly rate on general liability coverage! Much less than 1/12 of everyone else's annual rate.