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Salon Owner Insurance

Insurance that takes you far and costs next to nothing.

Get an hourly, daily, or monthly insurance policy in 60 seconds. Get a Quote See covered activities
Get a Quote

Get an hourly, daily, or monthly
insurance policy in 60 seconds

Starting at just $5

On-demand Coverage

Coverage only for the hours and days you work—never overpay.

Instant Certificates

Get a Certificate of Insurance in your inbox—and your client’s—in seconds.
  • New Crew Member
  • Policy Extended
  • Additional Insured

Change It Anytime

Easily add crew and Additional Insureds, and adjust your policy in real time.
What's Covered

Thimble offers easy, affordable, and flexible protection for salon owners.

Policies start at just $5/hr
"As a new business owner, Thimble made sure I got a policy that accommodated my actual needs, rather than overselling me with a bunch of bells and whistles." Kgoody, Haircare Specialist

Salon Owner Insurance — Simplified.

Why do I need a salon owner insurance policy?

As a salon owner, you help your clients feel their best and take on every challenge that comes their way. Shouldn’t you do the same for your business? A Thimble insurance policy can give you the peace of mind you need to propel your business to new heights.

The General Liability insurance arranged by Thimble is designed to respond to incidents involving bodily injury and property damage. For example:

Bodily Injury
One of your regular clients comes in for her monthly haircut. While she is exiting the salon, she slips on a patch of ice on the front steps and injures her knee.

Property Damage
One of your estheticians is setting up a client for a facial and accidentally spills distilled water on their laptop.


How much does small business insurance for salon owners cost?

General Liability insurance policies for salon owners start at $5/hour with $1 million in coverage and $0 deductible.

Add as many Additional Insureds as you’d like for free.

Get a Quote

Our affordable liability insurance policies for salon owners are possible because they are based on the length of your coverage, whether for an hour, a day, a month, or longer. This flexibility allows you to purchase coverage exactly when and for how long you need it, making it one of the most affordable options on the market for on-demand salon owner insurance.


How quickly will I get a Certificate of Insurance?

Instantly. We’ve digitized the entire experience so that you’ll receive a certificate of insurance in your inbox immediately after purchasing a policy with Thimble.

You can also add and modify your Additional Insureds as many times as you’d like directly from the Thimble App.

 

Have questions? Visit our FAQs

Beauty insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.

  • Bodily Injury
  • Property Damage
  • Legal Defense
  • Medical Payments

Covered Activities

  • Barbers
  • Cosmetologists
  • Estheticians
  • Hair Stylists
  • Nail Artists
  • Salon Owners
  • Spa Owners

Excluded Activities

  • Acupuncture Services
  • Massage Therapists
  • Tattoo or Piercing Artists
  • Certain specified spa services

What's Not Covered by Your Policy

  • Activities Involving Firearms
  • Performing Work over Three Stories in Height (30 feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • See full policy for details