As a small business owner, you want to spend any profit reinvesting in your business—not dealing with costly lawsuits.
Are you wondering why landscapers need insurance?
Since you work with chainsaws, edgers, and other tools, it’s not hard to imagine a situation where a client or third party gets injured. It’s totally possible that you could damage a clients’ garage or deck in the midst of a makeover.
Beyond liability risks, your state or municipality may have licensing requirements that require you to take out general liability insurance. Likewise, some clients may request it in the contract. Finally, proof of insurance conveys professionality and seriousness.
For these reasons, it’s important to take out insurance that provides coverage for client and third-party claims of property damage, bodily injury, and personal injury.
Landscaper Insurance via Thimble is designed for your growing business’s needs. Take out coverage by the hour, day, or month so that you’re only paying for insurance when you’re actually on the job.
Additionally, if you take out a monthly plan, it’ll come bundled with an optional business equipment protection add-on. This means you can protect your landscape equipment too.