Virtual Assistant Insurance

Get an insurance policy by the hour, day, or month in 60 seconds.


General Liability

Professional Liability

$1,000,000 Limit


Pause Policy

Best Small Business Insurance

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Virtual assistant insurance, simplified.

Why do I need a virtual assistant insurance policy?

As a virtual assistant, you solve people’s problems. Plain and simple. From managing schedules to coordinating social media to conducting research, you’re used to taking tasks off someone else’s plate and then juggling them expertly.

In fact, you do your job so effectively that some people might not even realize the countless headaches you’ve spared them from.

Like you, we’re problem solvers, and our goal is to take a headache off your plate. That’s why we’ve created Thimble’s Virtual Assistant Insurance.

Even though you work remotely, your business poses certain risks. You create the research and drafts for written documents, and should a subject of your writing accuse you of libel or advertising injury, you could be sued for personal injury.

Besides the risk of personal injury, you could be held liable for errors or mistakes related to your work. Should you make an error in your bookkeeping and cost a client money, they could sue you for professional negligence, and you’d be responsible for your own legal costs.

To protect yourself from risk, Thimble can assist you with general liability insurance and professional liability insurance policies. General liability insurance protects virtual assistants against claims of third-party property damage, personal and advertising injury, and bodily injury. Professional liability protects you from claims of errors, negligence, or mistakes related to your work.

Make your juggling act easier with virtual assistant insurance arranged via Thimble.

How much does virtual assistant insurance cost?

The cost of Thimble’s Virtual Assistant Insurance is based on your business’ level of risk. We calculate your rate based on your location, the size of your team, and the coverage limits you select. It’s always affordable, because it’s offered on demand.

What is on-demand coverage?

At Thimble, you can pay by the hour, day, or month. Get insured for a single client meeting, or an entire month of work. In addition, you can generate as many Certificates of Insurance (COIs) or add Additional Insureds free of charge (directly from your mobile app).

Get a Quote

Let us support your business. Get your free virtual assistant insurance quote now.

What is covered under the Virtual Assistant Insurance policy?

Thimble’s Virtual Assistant Insurance (containing both general liability and professional liability) protects you in situations like the following:

Bodily injury

When you visit your clients’ offices, you interact with dozens of people. Should accidentally injure one of them, you could be held liable.

3rd-party property damage

Should you damage someone’s property in a situation like the above, you could also be held liable for the cost of its replacement.

Defense costs

You conduct research that ends up in your client’s work products. Should someone believe the end product infringes on their copyright, you could be named in a lawsuit. Without insurance, you’d be responsible for your own legal costs.

Medical coverage

Should someone injure themselves while conducting a business visit to your offices, you could find yourself responsible for their medical bills.

Errors & omissions

You manage your clients’ email. Should you fail to flag an essential message, resulting in your client’s financial loss, you could be accused of professional negligence and held liable.

How quickly can I get a Certificate of Insurance?

Quicker than it is to organize your to-do list. Using the Thimble mobile app (or by clicking “Get a Quote”), you can get a Certificate of Insurance in less than 60 seconds. Input a few details about your business, review your free quote, and select purchase. Your Certificate of Insurance will appear in your email inbox (and in the Thimble app).

Say “yes” to last-minute business travel or a conference panel. On the other hand, if the trip isn’t taking place for another six months, you can still schedule your coverage to begin when it does. Additionally, you can cancel your policy penalty-free up to an hour before it’s set to begin.

Fit any insurance changes into your calendar with ease. From the Thimble app, you add or modify Additional Insureds or get another COI wherever and whenever you need to.

As a virtual assistant, not every business partner makes your scheduler lighter. That’s why Thimble is an asset for small businesses like yours.

The company I work for already carries business insurance. Do I need my own virtual assistant insurance policy?

As a virtual assistant, yes, you need your own insurance policy. While it’s great that the company you work for has business insurance, you need to be confident your business is covered, too.

It’s hard to know all the ins and outs of an insurance policy, especially when it comes to someone else’s insurance. That’s why you need to ensure you’re covered in the event that you’re not protected.

Beyond that, to grow your business, you need your own insurance. Thimble’s Virtual Assistant Insurance can protect you from costly third-party personal injury and property damage claims, as well as errors and omissions related to your assisting work.

What are the Virtual Assistant Insurance policy limits?

The policy limits for Thimble’s Virtual Assistant Insurance is either $1 million or $2 million. Choose the policy limit that aligns with the level of risk you’d like to be protected against.

Are workplace injuries of my staff covered?

No. Since your staff aren’t your clients or third parties, general liability insurance cannot provide coverage for their injuries. If other administrators help you manage your workload, you should consider a workers’ compensation policy.

Does Thimble’s Virtual Assistant Insurance cover damage to my equipment?

Also no. General liability insurance can provide coverage for damage to clients’ and third parties’ property—not to your own. Protect your hardware and office equipment with a commercial property insurance policy.

How do I get Virtual Assistant Insurance with Thimble?

Getting insurance is one thing that’s easy to cross off your list. First, download the Thimble app or select “Get a Quote.” Then, input your ZIP code, a few details about your business, and the coverage you want (choose between hourly, daily, or monthly). Voila: your free quote appears. When you purchase your policy, your Certificate of Insurance will appear in both your email inbox and the Thimble app.

Have questions? Visit our FAQs

Consultants & Freelancers insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.

  • Bodily Injury
  • Property Damage
  • Legal Defense
  • Medical Payments

Covered Activities

  • AV Installation
  • Business Consultants
  • Car AV Installation
  • Classroom Instruction
  • Computer Programming
  • Computer Repair
  • Creative Directors
  • Graphic Designers
  • House Sitting
  • Interior Decorating
  • IT Consultants
  • Marketing Consultants
  • Personal Shoppers
  • Photography & Videography
  • Sound Recordists
  • Speakers
  • Web Developers
  • Writers

Optional Add-Ons

  • Printing
  • Sign Installation

Excluded Activities

  • Adult Film Operations
  • Alarm System Monitoring
  • Any acts or services performed by an unlicensed or uncertified insured if such licensing or certification is required by law
  • Babysitters and Nannies
  • Bouncers
  • Elderly Care
  • Financial Consultants
  • Financial Planners
  • Home Health Care
  • Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting marijuana or any product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
  • Inspectors
  • Investment Advisors
  • Lifeguards
  • Mortgage Bankers or Investment Bankers
  • Registered Representatives or Brokers/Dealers of Securities or Commodities
  • Rideshare Drivers
  • Roadside Assistance
  • Security Guards
  • Traffic Control
  • Training or Instruction Demonstrated on Real Patients

What's Not Covered by Your Policy

  • Activities Involving Firearms
  • Performing Work over Three Stories in Height (30 feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • See full policy for details

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"As a new business owner, Thimble made sure I got a policy that accommodated my actual needs, rather than overselling me with a bunch of bells and whistles."
Kgoody, Thimble Customer

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Scalable Coverage

Get coverage by the job, month, or year. Choose how you pay, then upgrade when business really takes off.

Instant Certificates

Get your ACORD 25 Certificate of Insurance in your inbox in less time than it takes to read this sentence.
  • New Crew Member
  • Policy Extended
  • Additional Insured

Flexible Policies

Modify, pause, or cancel whether work slows down or hiring picks up.