Tutor Insurance

As a tutor, you travel all across your city to meet your students. In each session, you strive to make sure they acquire the skills they need to succeed in school, on standardized tests, and beyond. You get to see them overcome obstacles and develop confidence every time.

You deserve to feel that same confidence in the face of potential obstacles as an independent tutor. After all, whether you’re taking responsibility for someone’s home or their teenager’s college admissions results, there’s always the possibility that things will go wrong.

A small mistake like leaving your backpack in a place where someone trips could result in a medical bill well beyond your hourly rate. If you don’t have Tutor Insurance coverage, you might be personally responsible for paying these costs, along with the costs of a lawyer and other legal fees. The stress and expense might make it impossible to keep your business running.

Beyond injury, you run the risk of property damage: you could also be liable for knocking over the antique vase on a client’s kitchen counter. If you damage a customer’s property during time on the job, they can sue you.

When your clients are minors, their parents are prone to be protective—and litigious. But safety isn’t the only thing you have to worry about.

If one of your students bombs a test after all your hard work together, their parents might blame you. They could bring a professional liability lawsuit alleging that you failed to adequately explain the quadratic equation, or lacked the know-how to get your student to focus.

It’s clear: tutors need general liability insurance and professional liability insurance. General liability insurance protects tutors from any third-party claims of property damage or bodily injury that arise from their work. Professional liability insurance protects tutors from claims of negligence or errors that may arise because of how they provide or don’t provide their professional services.

Prepare yourself to face obstacles. Protect your business with Tutor Insurance via Thimble and work with the confidence that comes with knowing you’re protected from risk.

The premium for Thimble’s Tutor Insurance is based on the level of risk incurred by your business, as determined by your specific location, company size, and the coverage limit you select. Our Tutor Insurance prices are calculated on the amount you actually work, making it incredibly affordable—you can pay by the hour, day, or month. In addition, you can add Additional Insureds if you are contracted to do work for others and get as many Certificates of Insurance as you need, instantly, for free.