Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
What does Marketing Consultant Insurance cover?
Marketing Consultant Insurance arranged by Thimble includes both general liability insurance and professional liability insurance and can help protect consultants from liability in cases like the following:
Third-party, non-employee bodily injury
As a marketing consultant, you might get hired by another advertising agency to step in and work on certain projects. While you’re at their premises (or anywhere you’re working), should your work result in a third party incurring an injury, you could be held liable.
Third-party property damage
Being that you work with other clients, you might have to go to their work offices. Should you accidentally break something during the course of your work, you could be held liable for the cost of replacement or repair.
Defense from claims
We get it, you work in a fast-paced industry that’s fraught with risk. Should something happen that results in a lawsuit, your policy provides for the investigation of claims against you, and when necessary, provides a defense from claims.
Errors & omissions
You provide professional advice to your clients about their marketing strategy. Should one of them claim you failed to provide appropriate professional services and, due to the errors in your work, they incurred a financial loss, you could be held liable.
Marketing consultant insurance FAQs
How quickly can I get a Certificate of Insurance?
Immediately. Once you’ve gotten your quote and purchased a policy, your policy and any required Certificates of Insurance (COIs) are instantly available. And all of that can happen in less than a minute. That’s right: in just 60 seconds, you can get your hands on flexible, on-demand insurance that works when you do. You won’t have to worry about losing out on last-minute jobs or getting snubbed by clients that want proof of insurance. Want proof? Poof! Your COI is there. Access it either on your account or via the Thimble mobile app. You can also download as many COIs as you want, all for free. And Additional Insureds? No additional charge and unlimited. Don’t settle for insurance coverage that’s less than affordable and less than convenient. Here, we want you to expect more.
The company I’m contracting with already carries business insurance. Do I need my own marketing consultant insurance policy?
Because we believe in convenience, we’ll give you the short answer right away: yes. But for all you inquisitive folks out there, here’s why you need your own insurance policy. Even if the agency or company you are consulting with already carries their own form of business insurance, there’s no guarantee that that policy’s coverage extends to you as a contractor. Not only does this strip you of the valuable peace of mind you need to do your best work, but it also puts you at risk of footing the bills for legal claims thus resulting in financial loss. As an in-house consultant, if you were named as the individual responsible in a claim, you could still be seen as personally liable for damages. And, as a freelance marketing professional offering your services to multiple clients, you might be liable for damages, even if you marketed your services on a freelancing website. Additionally, an agency may hesitate to contract with you if you don’t already have insurance, and a client may not want to work with a consultant that’s uninsured. Play it safe and play it smart by purchasing Thimble’s Marketing Consultant Insurance!
Are workplace injuries of my staff covered?
No. General liability insurance only covers bodily injury to a non-employed third party, which could include a client or bystander. To cover work-related injuries you need workers’ compensation coverage.
Does Thimble’s Marketing Consultant Insurance cover damage to my equipment?
Yes and no. While most general liability policies only cover property damage incurred by a third party, general liability insurance via Thimble can be packaged with Business Equipment Protection insurance as an option if you’ve purchased a Thimble Monthly policy. As a marketing consultant, your laptop is usually a critical tool. Protect it against theft and damages while you work. Depending on the coverage you seek and the risks of your job, you have a choice among limits of $1000, $2500, and $5000.
How do I get Marketing Consultant Insurance with Thimble?
This part is easy.
In less than 60 seconds, you can see your quote, pick a policy, and make a purchase.
All we need is your ZIP code, some details about your business, and the length of coverage you want—choose between hourly, daily, or monthly policies.
Once you’ve clicked purchase, you’ll have instant access to a copy of your policy and as many COIs as you want, as well as unlimited Additional Insureds at no additional cost. To make your insurance journey even more of a breeze, download the Thimble mobile app to view and make changes to your policy straight from your phone!
Quick-thinking insurance for fast-moving businesses.
Simple.
Fewer questions. More options. Buy a policy online, in the app, or over the phone in minutes. Get to work before the other guys even call you back.
Scalable.
Any size. Every stage. Get coverage by the job, month, or year. Choose how you pay, then upgrade when business really takes off.
Flexible.
Total Control. Seamless edits. Modify, pause, or cancel instantly, whether work slows down or hiring picks up.
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