IT Consultant Insurance

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General Liability

Professional Liability

$1,000,000 Limit


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IT Consultant Insurance - Simplified.

Why do I need an IT Consultant Insurance policy?

As an IT consultant, you work with various businesses in order to help them achieve their business goals. Your advice and actions instill them with the confidence they need to overcome every obstacle they might encounter on the path towards success. You know what everyone else is just afraid to admit: IT’s the coolest.

In order to thrive as a professional consultant, you need to have that same confidence in everything you do. Often, a company’s fate might rest in your hands. They depend upon you to boldly take charge of their cloud, network, security, compliance and privacy actions. And under the umbrella of IT strategies, there are countless opportunities for things to go wrong.

If you’re brought in as a professional consultant, a bad piece of advice could result in a data breach and the loss of millions of dollars worth of private data. If you don’t have an IT Consultant professional liability and general liability insurance coverage with Thimble, you could be sued for damages and forced to hire a legal team in your defense.

You never know what life might throw your way. That’s why you need to be prepared with Thimble insurance company. Our IT Consultant Insurance lets you go about your job with the confidence you need to succeed.

Don’t risk it. Protect yourself and your business. Get signed up today with our professional services!

How much does IT Consultant Insurance cost?

The cost of an IT Consultant Insurance policy with Thimble is tied to the risks you face. This is determined by just a few factors, including the coverage limit and duration, the crew size, and your location. Our on-demand insurance policy is as affordable as it is flexible. This is because, with Thimble insurance coverage, you only need to pay for your plan when you’re working. You can purchase a plan by the hour, day, or month. And unlike with traditional insurance companies, Additional Insureds are free of charge.

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What is covered under the IT Consultant Liability Insurance policy?

Thimble IT Consultant Professional and General Liability Insurance could safeguard you from a variety of tricky situations, including:

Bodily Injury

You leave your tools in the hallway behind you as you’re working on the office server. A busy secretary isn’t paying attention to where she’s walking and trips over your items, breaking her wrist. She rushes to Urgent Care where she sees a doctor, has an x-ray, and is given a cast. Now, she wants you to pay for the treatment and rehabilitation from this bodily injury.

3rd Party Property Damage

A client asked you to revamp his home office. Part of this involves tearing out the old server. As you carry it out in parts, a piece of metal catches on the couple’s expensive silk drapes, tearing them completely. Now, the client’s wife wants you to pay to replace them.

Defense Costs

You’re moving through a client’s house with your hands full of items. As you walk through the dining room, you fail to see their young boy in your path. You bump into one another and the child is sent sprawling. As he falls, he grabs the tablecloth upon which rests beneath $20,000 worth of antique china dishware. The dishes are destroyed and the clients take you to court. You will need a legal team to prove that you weren’t at fault.

Medical Coverage

A client visits your new office while you’re still setting up the place. They slip on a wet spot on your floor, tearing something in their knee. The injury is going to require surgery to fix it, and the client thinks it’s your fault.

Errors & Omissions

While you are working for a large company, you accidentally delete a large folder on a server. It represents hundreds of thousands of dollars worth of data loss. They sue you for your negligence.

How quickly can I get a Certificate of Insurance?

At Thimble, we help you get your ACORD Certificate of Insurance instantly. You can go from signing up to downloading your certificate in just a matter of minutes. This makes us the perfect policy for the IT consultant who’s always on the go or standing by on call.

Have you been requested last minute to help oversee an IT overhaul? The company may want to see your Certificate of Insurance. Even if you don’t already have a policy in place, get the Thimble app and have your proof in the blink of an eye.

What are the IT Consultant Insurance policy limits?

With Thimble’s IT Consultant Insurance policy, you can get covered for $1 million or $2 million in claims. What you choose should depend on your needs, but the price difference between the two is minimal for you to get double the coverage.

Are workplace injuries of my staff covered?

No. If you’ve got a crew that works with you, you’ll need to purchase workers’ compensation.

Does Thimble’s IT Consultant Insurance cover damage to my equipment?

Also no. Your policy only covers property damage to third parties. If you want to insure your equipment, you’ll have to purchase a commercial property policy.

How do I get IT Consultant Insurance with Thimble?

input your company details, select your plan, and you’ll receive your quote. From there, all you have left to do is purchase the plan and download the COI. Insurance has never been as fast, easy, and affordable as Thimble.

Get your IT Consultant Insurance quote now.

Have questions? Visit our FAQ

Consultants & Freelancers insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.

  • Bodily Injury
  • Property Damage
  • Legal Defense
  • Medical Payments

Covered Activities

  • AV Installation
  • Business Consultants
  • Car AV Installation
  • Classroom Instruction
  • Computer Programming
  • Computer Repair
  • Creative Directors
  • Graphic Designers
  • House Sitting
  • Interior Decorating
  • IT Consultants
  • Marketing Consultants
  • Personal Shoppers
  • Photography & Videography
  • Sound Recordists
  • Speakers
  • Web Developers
  • Writers

Optional Add-Ons

  • Printing
  • Sign Installation

Excluded Activities

  • Adult Film Operations
  • Alarm System Monitoring
  • Any acts or services performed by an unlicensed or uncertified insured if such licensing or certification is required by law
  • Babysitters and Nannies
  • Bouncers
  • Elderly Care
  • Financial Consultants
  • Financial Planners
  • Home Health Care
  • Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting marijuana or any product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
  • Inspectors
  • Investment Advisors
  • Lifeguards
  • Mortgage Bankers or Investment Bankers
  • Registered Representatives or Brokers/Dealers of Securities or Commodities
  • Rideshare Drivers
  • Roadside Assistance
  • Security Guards
  • Traffic Control
  • Training or Instruction Demonstrated on Real Patients

What's Not Covered by Your Policy

  • Activities Involving Firearms
  • Performing Work over Three Stories in Height (30 feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • See full policy for details

With Thimble, get a policy in seconds so you can take on whatever’s next.

Policies start at just
Thimble Insurance customer Reis Taylor on roof for contractors and handyman insurance
"With an annual policy, you have to pay upfront, which can be difficult for a small business like mine. What distinguished Thimble was the hourly rate."
Reis T, Thimble Customer

We make business
insurance simple.

Scalable Coverage

Get coverage by the job, month, or year. Choose how you pay, then upgrade when business really takes off.

Instant Certificates

Get your ACORD 25 Certificate of Insurance in your inbox in less time than it takes to read this sentence.
  • New Crew Member
  • Policy Extended
  • Additional Insured

Flexible Policies

Modify, pause, or cancel whether work slows down or hiring picks up.