Why do I need Videographer Insurance?
As a videographer, you capture moments that matter. Whether your niche is commercials, weddings, or full-length motion pictures, you’re responsible for an end product that brings a director’s dream to life.
You have an eye for detail, and you know that even the smallest issue can ruin a shot—bad lighting, passing cars, and even smog might obscure the image and sound you’re trying to capture. You do everything you can to guard against these annoyances to create a picture-perfect film.
Are you equally prepared for the risks you take on as a videographer?
After all, just about any shooting day could easily turn into a legal drama.
When you’re laser-focused on your art, a clumsy move could result in you damaging a piece of property. Should this occur, you could be held responsible.
Beyond the risk of physical harm, you could even be held responsible if your work fails to satisfy the client. Should you fail to capture the right shots, they could sue you, claiming you’re responsible for their distress or financial loss.
That’s why you need Thimble’s Videographer Insurance.
General liability insurance can help provide coverage for client and third-party claims of property damage, personal injury, bodily injury, and advertising injury, while professional liability insurance can help cover claims of negligence and errors related to your work.
Don’t let a costly claim result in a permanent “Cut!” on your career as a videographer. Take out a videographer business insurance policy to ensure you’re prepared for the risks you take on while shooting.
What does Videographer Insurance cover?
Videographer Insurance arranged by Thimble can help protect you from the financial consequences associated with liability claims in a number of ways. It provides the investigation and defense for situations like the following:
3Third-party, non-employee bodily injury: You spend your time filming on unfamiliar terrain, all with a heavy camera in tow. Should you trip and drop your equipment, accidentally injuring someone, you could be held liable for the costs of their trip to the ER.
Third-party property damage: Whether you’re shooting a zombie movie or a toddler’s birthday party, it’s easy to lose track of your surroundings in the chaos. Should you spill your afternoon espresso on the client’s HD television as you are wandering through their well-appointed home, they could sue you for the cost of its replacement.
Errors & omissions: You’re key to the whole movie-making operation. Should you fail to show up on set, the producers could lose not just time, but income. Any time a client claims your negligence resulted in their financial loss, you could be held liable.
How much does videographer insurance cost?
When you take out Videographer Insurance with Thimble, the cost of your policy depends on your specific needs. We’ll calculate your rate based on your ZIP code, crew size, policy term, and desired coverage limits.
Our Videographer Liability Insurance is so affordable because it’s tailored to your individual business. With Thimble, you’ll never pay for insurance coverage you don’t need. Instead, take out insurance by the hour, day, or month, so that you’re only covered when you’re actually shooting.
Another bonus feature? Insurance via Thimble is incredibly flexible. Add Additional Insureds at no additional charge, on-demand from the Thimble mobile app. You can also get as many Certificates of Insurance as you need, gratis.
Ready to find out your specific rate? Lights, camera, action!
Make sure your videography business is prepared for anything with flexible, on-demand insurance.
How quickly can I get a policy & Certificate of Insurance?
In under 60 seconds.
At Thimble, we know small business owners have enough on their plates without lengthy calls with an insurance agent. That’s why we make it fast and easy to get insurance.
Did you get hired for a last minute job? Did the owner of your venue request a Certificate of Insurance (COI) after you arrived? Get a policy right now—right from your phone. All you have to do is enter a few details, review your quote, click to purchase, and show off your brand-new COI.
With on-demand insurance, take out a policy just for the hour, or for the whole year. After you take out a policy, your COI will always be visible in the Thimble mobile app.
Do I need a separate type of insurance for the different types of videos I shoot?
The short answer? No. Whether you’re a wedding videographer or shooting videos, the videographer insurance via Thimble has you covered. So, if you’re on a shoot, should someone accidentally trip over your equipment or you damage the property, you could be held liable for their injuries or damages. That’s where videographer insurance comes in.
What are the Videographer Insurance policy limits?
When you take out insurance with Thimble, you can choose your own policy limit: $1 million or $2 million. To decide on the right coverage for your videography business, consider your unique risks. If you work on big sets with expensive camera equipment and numerous people, a bigger policy can help you better prepare for potential accidents and errors. If something goes wrong, the additional premium will be worth it!
Are workplace injuries of my staff covered?
No. General liability insurance can cover bodily injury to your clients and third parties—not to your staff.
If you work with a crew, you may be legally required to take out workers’ compensation insurance, which provides coverage for injuries, illness, and disability that employees sustain as a result of their work.
Does Thimble’s Videographer Insurance cover damage to my equipment?
No. General liability insurance only provides coverage for damage to the property of others, not your property Fortunately, at Thimble, our monthly general liability plans come bundled with business equipment protection. This optional add-on protects your business items when you’re using them, and can come with a $1000, $2500, and $5000 policy limit.
To cover your camera, tripod, and lighting equipment, consider commercial property insurance. If you drive a car just for work, you may want to make sure you have the appropriate auto insurance as well.
How do I get Videographer Insurance with Thimble?
It’s easy to purchase insurance via our website or the Thimble mobile app.
Just enter a few details about your business, tell us our ZIP code, and choose your desired coverage limits and policy term (hourly, daily, or monthly).
You’ll receive an instant quote. If it looks good, click to purchase!
That wasn’t so hard, was it?
Once you’re insured, you can view your policy and your COIs and make changes in the Thimble mobile app.
Still have questions?
Quick-thinking insurance for fast-moving businesses.
Less questions. More options. Buy a policy online, in the app, or over the phone in minutes. Get to work before the other guys even call you back.
Any size. Every stage. Get coverage by the job, month, or year. Choose how you pay, then upgrade when business really takes off.
No hidden fees. No hard feelings. Modify, pause, or cancel instantly, whether work slows down or hiring picks up.