Lawn Care Insurance

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Coverage

General Liability
Equipment Coverage
$1,000,000 Limit
Crew
Pause Policy
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Why do I need Lawn Care Insurance?

As a lawn care business owner, accommodating your clients’ needs (and schedules!) is part of the job. You need insurance coverage that’s there just when you need it, whether that’s five minutes before a last-minute booking or months in advance.

Thimble’s Lawn Care Insurance includes general liability insurance which is essential to protect lawn care businesses.

General liability insurance is designed to provide protection from financial liability because of accidents that cause bodily injury, property damage, and personal and advertising injury to third parties. It also provides the investigation and legal defense for those types of claims brought against you and your business, even if you are ultimately not found to be responsible. Here are some example situations lawn care businesses can experience: 

Third-party, non-employee bodily injury: You are using a leaf blower to clear a client’s backyard. While you gather the leaves into bags, you set the leaf blower down. As the client is leaving their home, they trip over the blower and are injured.

Third-party property damage: While mowing a client’s lawn, your mower throws a rock and shatters your client’s window. Not good. You could be held liable for the property damage. 

Still have questions?

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Total control

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