Hockey Coaching Insurance
Why do I need Hockey Coaching Insurance?
Hockey is one of those beautiful sports that brings together all the elegance of ice-skating and combines it with the visceral aggression of a medieval bar-brawl. Coaching the sport—be it for the Olympics, a recreational adult league, or a high school—can bring unmatched joy in the highs and lows of competition. But it can also bring its fair share of risks. That’s why a flexible insurance policy with Thimble is a must for any hockey coach in the game.
As anyone who has ever played sports knows, when the puck hits the ice, emotions run high and no one feels more than the parents on the bleachers. Maybe you put a kid in the rink who recently sprained an ankle but forgot to tell you. His parents then expect you to pay for his physical therapy following the game.
Or perhaps a particularly grueling practice leaves a player injured. In many cases, the medical costs incurred would be on you to pay. If you are practicing on a rival rink and your players accidentally break a toilet in the locker room, you may be sued for third-party property damage.
No matter what the situation, mistakes happen, and you should be protected from risk, especially if these mistakes take place under your purview. Do yourself a favor and consider general liability insurance and professional liability insurance.
Thimble can help cover you—should any claims of bodily injury, property damage, or negligence be filed by a third party.
Just like you’re there for your players, Thimble is there for you. Get protected today!
What does Hockey Coaching Insurance cover?
Thimble created a general liability and professional liability policy for hockey coaches to make sure that you are covered in situations like the following:
Third-party, non-employee bodily injury: After a particularly long day, you attempt to run an elaborate drill in practice that results in a 6-man collision on ice. One of your players gets a severe injury and claims that you shouldn’t have ever let such a drill take place. They now want you to pay for the X-rays they had to endure.
Third-party property damage: You are coaching a casual after-work adult ice hockey league. Two of your players have a disagreement on the ice, which then turns into a fight (This is hockey. It happens). Unfortunately, before you can get there, the two go tumbling through the glass, breaking a panel. Now, the owner of the sports facility wants you to pay for the damages.
Defense costs: In the last minute of the game, you decide to pull the goalie, sending one of your more exhausted forwards to attack the goal. It’s a full-on blitz, and, in the last few seconds, your player tears a ligament in his knee. Now, they’re out for the season. They then sue you for the cost of rehabilitation, claiming your decision is what caused the injury. You have to lawyer up.
How much does Hockey Coaching Insurance cost?
For Hockey Coaching Insurance with Thimble, policy rates are determined by your ZIP code, coverage limit, or desired length of coverage; you can pay by the hour, day, or month. You are encouraged to select your coverage limit based on the level of risk you’d like to be protected against.
Want to add more Additional Insureds? No problem. You can add as many as you want for free, plus download as many Certificates of Insurance as you want, also free.
Make sure you’re covered by flexible insurance from Thimble. Get your free Hockey Coaching Insurance quote now.
How quickly can I get a Certificate of Insurance?
Instantly. In less than 60 seconds, you can get a free insurance quote and purchase a policy. Once you’ve made a purchase, your Certificate of Insurance (COI) will be made immediately available in your inbox.
Not only can you download as many COIs as you want for free, but you can access them at any time from the Thimble app.
Many teams and ice hockey leagues highly recommend, if not require, that coaches carry their own general liability insurance, so having your COIs on hand is extremely useful.
Also, if a coaching gig falls through, then you can cancel your policy penalty-free up to an hour prior to when coverage is set to begin.
What are the Hockey Coaching Insurance policy limits?
Depending on the needs of your business, you can select a policy limit of $1 million or $2 million. With Thimble’s General Liability Insurance for hockey coaches, you can decide to cover yourself at either limit, based on the risks associated with your specific job.
Does Thimble’s Hockey Coaching Insurance cover damage to my equipment?
No. General liability insurance only provides coverage for third-party property damage. If you’ve purchased your own hockey sticks, helmets, uniforms, or rent out a space, you may want to get a commercial property to cover damage to those items. If you operate a vehicle for work, also consider an auto insurance policy.
How do I get Hockey Coaching Insurance with Thimble?
With Thimble, insuring yourself with a general liability policy for hockey coaches only takes a minute. Provide a few details about your business, your ZIP code, and your desired coverage length, by the hour, day, or month. After that, a quote outlining your Hockey Coaching Insurance policy will be generated instantly, and once purchased, you’ll immediately get your Certificate of Insurance.
Get your Hockey Coaching Insurance quote now.
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