Soapmaker Insurance

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Coverage

General Liability
Equipment Coverage
$1,000,000 Limit
Crew
Pause Policy
4.7/5 stars from 467 reviews on Trustpilot
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Why do I need Soapmaker Insurance?

Bubble baths as a kid; scrubbing your face clean after a long day; washing your hands before holding your baby nephew. Soap is an essential part of our lives, and it’s thanks to you, soapmakers, that everyone gets to smell as clean as they feel.

Soap also protects people from unseen dangers (germs, toxins, and mold). Like you, Thimble works to protect people from unseen dangers (but instead of germs, it’s liabilities). It’s why we created liability insurance for soapmakers.

Whether you’re selling homemade soap and body products at craft fairs or your Etsy shop, you need to protect your business. For example, there’s always a chance that someone could be allergic to fragrances or oils that you used. Suddenly, you could be held liable for a bodily injury claim.

In a litigious society, the ever-present threat of an expensive lawsuit heightens the risk of mucking up your business’ finances. Keep your business safe and squeaky clean with a little help from Thimble (and your soap, of course).

What does Soapmaker Insurance cover?

We designed our Soapmaker Insurance to provide general liability insurance, including product liability coverage. It provides the investigation, legal defense, and settlement for damages for claims in situations like these:

Third-party, non-employee bodily injury: As a soapmaker, you often sell your handcrafted soap products out of a booth. Should any part of your setup be knocked over (your table or canopy tent), this could result in an injury to a third party. You could then be liable for a bodily injury claim and have to pay for their medical bills.

Third-party property damage: You probably set up your soap booth next to other vendors and artisans. If your canopy tent gets knocked over, it could fall into your neighbor’s spot. Suddenly the phrase “you break it, you buy it” will seem a lot more intimidating.

Additionally, some soaps are not meant for certain fabrics. If your soap spills and stains someone’s purse or brand-new outfit, you could be liable for a third-party property damage claim. General liability insurance protects against claims of third-party property damage.

Personal injury & advertising: You love to read blogs dedicated to the craft of soapmaking and browse other vendors’ booths for inspiration. If your advertising looks too close to that of another soapmaking business, they could sue you for copyright infringement.

With Thimble, is product liability insurance for soapmakers included?

Yes. Product liability is essential for crafters who make and ship handmade goods. It provides coverage for bodily injury or property damage that happens after the sale.

Say that you sold a new formula of artisan soap. However, you miscalculated the amount of lye, and the customer finds that the soap dries out their skin (or worse— burns them). You could be responsible for their trip to the clinic because your product caused the injury.

Other providers may exclude this coverage, but product liability is included in Thimble’s monthly and annual general liability insurance, meaning you’re covered.

Leave the complicated ingredients for your soap formula. With product liability automatically included in your policy, you can protect your soapmaking business from claims that happen after the sale.

Still have questions?

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