
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
What does Jewelry Business Insurance cover?
Thimble’s Jewelry Business Insurance provides you with general liability insurance, which includes products liability coverage. It’s designed to provide investigation and legal defense and payment for damages for claims related to the following:

Third-party, non-employee bodily injury
Although jewelry making isn’t an especially dangerous profession, accidents can happen when you bring your business to the public or they come to you. Should a third party (client or bystander) incur a bodily injury due to the work you’re performing, you could be held responsible. General liability insurance can protect you.

Third-party property damage
Perhaps you work at a pop-up shop, booth at a farmers market, an event, or inside another shop. Wherever you are, should you accidentally damage a third party’s property, you could be liable. That’s where general liability insurance can help.

Personal injury & advertising
If another vendor claims that you published libel, slander, or other defamatory or discriminatory statements about them or their business, you’d face an unpleasant legal battle. General liability insurance provides the investigation, legal defense and settlement of claims.
Jewelry Maker Insurance FAQs
Do I also need equipment insurance?
This depends on your risk profile. General liability insurance protects damage to other people’s property, not yours. To protect any equipment you own, lease, or borrow, you need a separate type of coverage.
As a jewelry business owner, you’ve likely invested in tools and equipment, and equipment insurance can protect them if you’re mobile (for example, working at a craft show).
Thimble’s Business Equipment Protection covers loss of or damage to tools and equipment that travels with you. It protects against accidental loss, theft, or damage to your equipment while you’re working or en route. So whether you’re traveling to a professional engagement, like a craft fair, private sale, or jewelry-making class you’re teaching, your equipment is covered.
What are the Jewelry Business Insurance coverage limits?
Thimble offers either a $1 million or $2 million liability limit for jewelry makers. Your preference will depend on your risk profile.
How quickly can I get a Certificate of Insurance?
Instantly (if not sooner). After answering a few questions about your industry, team, coverage preferences, and location, we’ll generate a quote immediately.
If everything looks good, you can check out after reviewing the quote and receive your policy and any necessary Certificates of Insurance (COIs) in your inbox in a matter of seconds. Access your COI and policy in the attached documents or through the Thimble mobile app whenever you need.
Are workplace injuries of my staff covered?
No, injuries to employees are subject to workers’ compensation laws are not covered under general liability insurance. General liability policies usually cover injuries to clients, partners, customers, and other bystanders unrelated to your business.
To protect your employees, you’ll need workers’ compensation insurance. In most states (and depending on your business’ circumstances), it’s a legally required form of coverage.
How do I get Jewelry Business Insurance with Thimble?
First, you’ll need to click “Get a Quote” or download the Thimble mobile app. From there, you’ll breeze through a few questions. Once we’ve generated a quote, you can make any final adjustments and purchase the coverage right then and there.
All it takes is one last click. Seconds later, you’ll have your policy and COI sitting in your email inbox. Now that that’s taken care of, it looks like you have a gorgeous beaded anklet that needs its finishing touches. Don’t worry—you’re all good to go here!
Quick-thinking insurance for fast-moving businesses.
Simple.
Fewer questions. More options. Buy a policy online, in the app, or over the phone in minutes. Get to work before the other guys even call you back.
Scalable.
Any size. Every stage. Get coverage by the job, month, or year. Choose how you pay, then upgrade when business really takes off.
Flexible.
Total Control. Seamless edits. Modify, pause, or cancel instantly, whether work slows down or hiring picks up.
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