Candlemaker Insurance

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Coverage

General Liability
Equipment Coverage
$1,000,000 Limit
Crew
Pause Policy
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Why do I need candlemaker insurance?

Our sense of smell is a powerful tool. It can bring back fond memories and be a device of health and wellness through aromatherapy. As a candlemaker, you know how important this sense is. And that’s why you specialize in treating our noses to fruitful aromas.

Our noses are tuned to sniffing out trouble. We know that where others smell jasmine and sandalwood, we smell “fire” (a potential insurance liability just waiting to happen).

We created Thimble’s Candlemaker Insurance to protect candlemakers like you and their businesses.

It’s no question that humans make mistakes. But when that mistake leads to a candle dropping and shattering, damage can occur. Should this happen with one of your customers, you could be facing a claim for bodily injury or property damage.
When you partner with Thimble, you can protect your business from these kinds of claims, even after you’ve sold your products.

Instead of spending your time waxing poetic about insurance, let Thimble’s Candlemaker Insurance allow you to get back to waxing candles.

What does Candlemaker Insurance cover?

Thimble’s Candlemaker Insurance includes general liability insurance and product liability coverage. It provides the investigation, legal defense, and settlement for damages for claims in situations like these:

Non-employee, third-party bodily injury: Some of your big sales may come from setting up a booth at the local farmers’ market, fair, or another community event. With all the people coming and going from your booth, one of your candles could be knocked over. If this causes an injury, you could be responsible for the bodily injury claim.

Third-party property damage: When you hold private candle sales in your customers’ homes, you light many different candles to present your collection. Should one of these be placed too close to something flammable, you may end up liable for a claim of third-party property damage.

Personal injury & advertising: They say there are no new ideas under the sun. However, if you advertise products or designs that are too similar to a competitor’s, they could sue you for copyright infringement, General liability insurance can help.

With Thimble, is product liability insurance for candlemakers included?

Absolutely. Thimble includes product liability coverage in our monthly and annual general liability insurance. (It’s something that other providers might not offer.)

Why is product liability insurance important? If you’re a maker, you want to know that you’re covered for claims of bodily injury or property damage post-sale, when your customers are using your products.

For example, say the glass you used to hold your candle was out too brittle and breaks shortly after the customer opens the box. If they cut themselves, you could be responsible for their bodily injury because you made the product that hurt them.

However, with product liability included in your general liability policy, you can feel as carefree as if you’re in a spa surrounded by your lavender candles.

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