Locksmith Insurance

Instantly. You can have a certificate of liability insurance in your virtual hands in a matter of a minute. No, that’s not a typo—receiving a quote, purchasing a policy, and snagging a COI literally takes less than 60 seconds. That’s faster than cutting a new key!

Whether you have a client that needs a locked changed now or a string of potential customers looking for a locksmith with legitimacy, you can have proof of insurance handy as soon as you need it. Not to mention, you don’t have to sacrifice your wallet for convenience. As quick and easy as Thimble’s insurance is to purchase, it’s just as affordable.

With insurance that’s flexible and on-demand, you will only have to pay for a policy when you’re actually on the job.

For proof on-the-go, download the Thimble mobile app, where you can make changes to your policy, add Additional Insureds, and keep all your COIs organized and available. And yes, that’s COIs plural—because, with Thimble, you can download as many as you’d like for free.

Let’s say you also perform locksmith services as a private contractor, casually help out a neighbor in a pinch or even make the occasional mistake as an employee.

In any of these cases (and more), you should be prepared with your own locksmith insurance policy.

Unfortunately, even if your employers have insurance, certain activities may not be covered by their policy. If you don’t know these details inside and out, your best bet is to get your own locksmith insurance coverage. For example, a client that suffers bodily injury or property damage associated with your locksmith service can still name you as the responsible party, resulting in some hefty legal fees or medical bills under your name—not your company’s.

Not to mention, a professional locksmith company may require that you carry your own insurance policy before extending a job offer. Either way, you’ll feel much better once you’re protected by an insurance policy that you know inside and out, and that has your name on it.

Just like you help others stay safe and comfortable, Locksmith Insurance arranged by Thimble will do the same for you.

With Thimble, Locksmith Insurance comes with policy limit options of $1 million and $2 million. Before making a decision between the two, consider your needs as a business owner or contractor. Depending on the level of risk associated with your locksmith service (perhaps you specialize in complex bank safes or expensive, custom windows), a slightly higher policy limit might be more than worth it.

No, bodily injury to employees is not covered under a general liability insurance policy. If you are bringing another locksmith or similar specialist into the fold, you may want to consider adding a workers’ compensation policy to your insurance portfolio. This would keep you covered in case a subcontractor or employee gets accidentally injured on the job. Plus, some states require it.

If you choose a monthly Locksmith Insurance policy, our Business Equipment Protection will be automatically bundled in your coverage. You can choose from a $1000, $2500, or $5000 limit. Our equipment coverage protects your business equipment when it’s on the go. Should you want to protect it while it’s on your premises, you should consider a commercial property insurance policy.

All you need to do is fill out a few details about your locksmith business, input your ZIP code, and enter your desired coverage length (which can be hourly, daily, or monthly). After that, you’ll have a free quote in an instant. In just 60 seconds, you can go from having zero coverage to being safe and secure with a stellar policy made just for you.

Don’t forget to click purchase and access your instantly-available COI. And to unlock even more convenient features, download the Thimble mobile app.