Best Small Business Insurance
Best Small Business Insurance
As a glass installation contractor, you work with an extremely fragile material—combining your skill and artistry to build walls, windows, and fixtures. Parts of your job shine: repairing damages, helping interior designers achieve their dreams, and transforming homes with incredible glassing. Other parts of your job can shatter your day.
Even for the best installers, working with glass is inherently risky. No matter what you’re working on, there’s always the chance that you or someone else is injured. That’s why you must be protected in the case that something goes awry with professional liability insurance. That’s why you need Thimble Glass Installation Contractor Insurance.
A single glass break that ends up injuring your client or a third party can spell you and your company’s financial ruin. What happens when another worker at the house breaks the glass you installed when you were away from the job site. Afterward, the client walks through their kitchen barefoot, only to step on a stray shard that was missed in the cleaning. Now, they want your company to pay for their medical bill because, even though it wasn’t your fault, it was your glass. Owning a glass shop comes with high risk, which is why it’s necessary to have professional liability insurance.
Being that you (and possibly your team, depending on the size of your business) have to haul large sheets of glass through a home, what happens when you accidentally run into an art installation or tip over a set of precious china? Your client could easily find you liable, expecting that you pay in full for property damage.
That’s why every glass installation contractor needs General Liability Insurance. Working with such a precarious material—especially in busy worksites—poses a ton of different risks.
By protecting yourself with Thimble’s insurance, you can have the peace of mind knowing that, should something go wrong, and you’ve mitigated the consequences.
Protect yourself with Thimble’s Glass Installation Contractor Insurance today.
Thimble’s Glass Installation Contractor Insurance rate is based on the amount of risk inherent to your business. You need liability coverage that is specific to your glass shop and the installers that work for you. We take your location, crew size, and coverage limits you select—then create a quote that outlines your costs. After you input your information, this quote is generated immediately.
Thimble insurance is affordable because of our pay-when-you’re-working structure. We don’t want you to pay for insurance when you’re off the job, so you can choose a policy by the hour, day, or month. Plus, Additional Insureds can be added free of charge. Should you need more than one Certificate of Insurance, download as many copies as you need—also free.
Safeguard your glass installation business with Thimble’s flexible and affordable coverage. Get your free Glass Installation Contractor Insurance quote now.
Thimble’s General Liability Insurance is structured to protect you from situations like the following:
You’ve been tasked with installing a series of panels in an apartment complex. While you’re inspecting rot in the exterior side of the window jamb, you leave the glass on the floor behind you. Unfortunately, the property owner decides to visit the site to check on the progress. They step on the glass unknowingly, cutting their ankle in the process. Being that you left the panel on the ground, they now want you to pay for the ER visit and the rehabilitation after.
3rd Party Property Damage
You’re hauling your tools into a gorgeous Spanish style beachside home. As you grab your nail gun, the hose catches onto a light fixture, throwing it from the dresser where it shatters on the ground. This was a prized piece, and the client blames your lack of attention for its destruction. They want you to pay for it.
You’ve done an excellent job with your glass installation. The family that hired you is more than content. However, two months after the fact, an earthquake strikes. Not much is damaged, but two of the windows shatter, cutting the client’s arm. They then sue you for the medical costs, saying you didn’t install the glass properly. You have to hire your own representation.
You’re working at a large countryside estate that houses a sizable family. Time and time again, you ask your clients to keep their children away from the job site. Unbeknownst to you, one of their younger sons is inspecting your glasswork, fascinated by the intricacy. As they curiously slide their finger across the coffee table cover, they get a nasty cut. You had not sanded the edges yet, but that doesn’t matter to your client. They want you to pay for the medical bill.
Whenever you need it, even if that’s right now! You can sign up, get your free quote, purchase your insurance, and get a Certificate of Insurance all within 60 seconds.
Did you win a bid on a job, and the client wants to expedite the start date? Are you joining a friend’s crew to provide additional support? In either instance, the client is going to want to ensure that you’re covered.
In which case, with Thimble, you can download your Certificate of Insurance prior to when your coverage term begins. You can schedule your coverage up to six months in advance, too. What happens if your client cancels your job? Not an issue. You can cancel your policy risk-free up to an hour before when it’s set to begin.
Should you need to make any changes on the fly, you can modify your Additional Insureds and generate new COIs directly from the Thimble mobile app.
Thimble’s Glass Installation Contractor Insurance comes in the form of either a $1 million or $2 million policy. You can choose one or the other depending on how much you may need in the event of a claim.
No. General Liability Insurance does not protect your equipment. If you want to insure your tools or automobile, then purchase a commercial property or auto insurance coverage policy.
Here at Thimble, protecting your glass installation business takes less than a minute. All businesses have to do is provide us with some information regarding their installation business, the area in which they operate, and if they want a monthly, daily, or hourly policy. From there, we’ll shoot over a quote that outlines the costs involved in our insurance coverage.
Once you click purchase, you’ll receive your Certificate of Insurance instantly.
Get your Glass Installation Contract Insurance quote now.
Handymen + Contractor insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.