What is covered under the House Cleaning Insurance policy?
Types of third-party claims that could arise as a house cleaner:
Bodily Injury
You are mopping the kitchen floor in a client’s home. They enter the room and slip on the wet floor, sustaining a back injury.
Property Damage
You are vacuuming a client’s dining room when the cord of the vacuum gets wrapped around an expensive dining chair, toppling the chair and snapping the oak frame. You could be held liable for the property damage.
No CCC exclusion
Many cleaning general liability insurance policies carry an exclusion for property damage to property in your care, custody, and control (CCC exclusion), but we don’t. House Cleaner Insurance arranged by Thimble covers damage to third-party property that you’re working on or that’s in your care. For example, you accidentally damage the Persian rug you’re cleaning. The property damage is typically not included under general liability insurance. However, with Thimble, the rug would be covered.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
Quick thinking insurance for small businesses.
House Cleaning Insurance FAQs
How quickly will I get a Certificate of Insurance?
Instantly. We’ve digitized the entire experience so that you’ll receive a certificate of insurance in your inbox immediately after purchasing a policy with Thimble.
You can also add and modify your Additional Insureds as many times as you’d like directly from the Thimble App.
Does my house cleaner insurance coverage include myself as the business owner and any employees?
Your General Liability cleaning insurance covers accidents that result in bodily injury or property damage to a third party, such as a client. With Thimble, you can add your employees as crew members to the policy so that their actions are also covered.
Quick-thinking insurance for fast-moving businesses.
Simple.
Fewer questions. More options. Buy a policy online, in the app, or over the phone in minutes. Get to work before the other guys even call you back.
Scalable.
Any size. Every stage. Get coverage by the job, month, or year. Choose how you pay, then upgrade when business really takes off.
Flexible.
Total Control. Seamless edits. Modify, pause, or cancel instantly, whether work slows down or hiring picks up.
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