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“To be, or not to be” is not the question that you should ask about getting Play Reading Insurance. Instead, ask whether or not you can afford a financial loss if someone at the reading gets hurt, or their property gets damaged, and brings a claim against you.
After all, method actors have been known to really get into character, leading to a chair being thrown across the room in a staged fit of anger. Play Reading Insurance can help protect you from paying for third-party injuries or property damage claims.
Play Reading Insurance falls under the category of special event insurance, which provides protection against claims that may arise from organizing play readings, whether you’re performing Shakespeare or an edgy new thriller.
Policies can afford coverage for claims such as:
People who participate in play readings, whether as actors or audience members, can be dramatic. Play Reading Insurance covers you against the financial impact of injury and property damage claims from onlookers, bystanders, and the venue owners.
Play Reading insurance can provide investigation services and a legal defense of claims, even if they are false or fraudulent. Play Reading Insurance can cover you for claims stemming from:
The cost of Play Reading Insurance varies based on how big the event is, how long the event is, and what types of hazards are involved (if any). For a small event, you can get a policy for as little as $150 that offers you a liability limit of $1 million per occurrence with a $1 million aggregate limit.
Here’s a range of Thimble’s Play Reading Insurance premiums for one day, without additional liquor liability coverage:
Any individual who is planning a play reading should get Play Reading Insurance, whether it’s held at the director’s home, a theater, or a local stage.
If you are renting a venue for the play reading, the venue owners will likely ask you to buy general liability coverage for the duration of the event, including set-up and breakdown.
As soon as you buy your policy, send them your Certificate of Insurance (COI) that provides your policy details, coverages, and policy duration. Thimble makes it easy to get your COI through our app or in your inbox and have it on-hand without searching through a table of contents.
With a script in hand, people can get over-focused on the play reading and cause an accident that leads to injury or property damage to a third party.
If you’re the play reading host or organizer, don’t get caught up in drama. Leave your email and we’ll let you know when Thimble’s Play Reading Insurance is available in your area.
No need to worry about getting an extended policy for a one-day event. Thimble provides Play Reading Insurance for one day or up to two weeks if you need it. We provide on-demand insurance because we understand the need for short-term coverage.
You get a lot of financial protection with Thimble’s Play Reading Insurance. You’ll receive a $1 million per occurrence limit with a $1 million aggregate limit. You can extend the coverage to a $2 million per occurrence limit with a $2 million aggregate limit.
Before you dismiss needing Play Reading Insurance because you’re hosting the event at your home, check with your homeowners insurance provider. You may need to add an endorsement to your policy to cover your event or get special event insurance to fill the gaps.
While Play Reading Insurance doesn’t cover event cancellation, it does allow you to cancel your policy at any time prior to when the policy begins. If you must cancel your policy prior to that date, you’ll get a full refund of your policy premium.
Cleaners and Janitors insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.