Consultant Insurance
Insurance that takes you far and costs next to nothing.
Get a policy in 60 seconds. Enter your business zip code See covered activitiesFlexible risk protection
by the hour, day, or month.
Starting at just $5
On Your Schedule
Coverage only for the hours and days you work—never overpay.
In an Instant
Get a Certificate of Insurance in your inbox—and your client’s—in seconds.- New Crew Member
- Policy Extended
- Additional Insured
Change It Anytime
Easily add crew and Additional Insureds, and adjust your policy in real time.Small business insurance protects you and your business against lawsuits in the case of property damage, bodily injury, and more.
Thimble offers easy, affordable, and flexible protection for consultants.
66% of consultant policies cost less than $25
"When I’m working in an area around other people, there’s always the risk that someone could be injured. With Thimble, I can whip out my cell phone and purchase $1 million in coverage instantly." Mike M., Thimble CustomerInsurance designed for small business
- Why do I need a consultant insurance policy? As a consultant, you bring a creative approach to problem-solving and help your clients tackle every challenge that comes their way. Shouldn't you do the same for your business? A Thimble insurance policy can give you the peace of mind you need to propel your business to new heights.
The General Liability insurance arranged by Thimble is designed to respond to incidents involving bodily injury and property damage. For example:
Bodily Injury
A client is discussing the details of a project in your office. When the client is leaving, he trips over your laptop bag. He falls and injures his wrist.
Property Damage
You are meeting in a client’s office. On your way out, you trip over a cord and knock over an expensive floor lamp, denting the base. - How much does small business insurance for consultants cost? Our premium pricing is determined based on the length of your coverage, whether for an hour, a day, a month, or longer. This flexibility allows you to purchase coverage exactly when and for how long you need it, making it the most affordable option on the market for on-demand small business insurance.
Our rates start at $5/hour, $7/day, and $15/month with $0 deductible for a $1 million policy.
Consultants & Freelancers insurance protects your business from lawsuits, if you or your property accidently hurts a third party or damages their property.
Bodily Injury 
Property Damage 
Legal Defense 
Medical Payments
Covered Activities
- AV Installation
- Business Consultants
- Car AV Installation
- Classroom Instruction
- Computer Programming
- Computer Repair
- Creative Directors
- Financial Consultants
- Graphic Designers
- House Sitting
- Interior Decorating
- IT Consultants
- Marketing Consultants
- Personal Shoppers
- Photography & Videography
- Sound Recordists
- Speakers
- Web Developers
- Writers
Optional Add-Ons
- Printing
- Sign Installation
Excluded Activities
- Adult Film Operations
- Alarm System Monitoring
- Any acts or services performed by an unlicensed or uncertified insured if such licensing or certification is required by law
- Babysitters and Nannies
- Bouncers
- Elderly Care
- Financial Planners
- Home Health Care
- Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting marijuana or any product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
- Inspectors
- Investment Advisors
- Lifeguards
- Mortgage Bankers or Investment Bankers
- Registered Representatives or Brokers/Dealers of Securities or Commodities
- Rideshare Drivers
- Roadside Assistance
- Security Guards
- Traffic Control
- Training or Instruction Demonstrated on Real Patients
What's Not Covered by Your Policy
- Activities Involving Firearms
- Performing Work over Three Stories in Height (30 feet)
- Work on 10 or More New Homes or New Residential Units in Any One Project or Development
- These excluded activities
- See full policy for details
