House cleaning insurance, simplified.
Why do I need a house cleaner insurance policy?
As a house cleaner, accommodating your clients’ needs (and schedules!) is part of the job. You need insurance coverage that’s there just when you need it, whether that’s five minutes before a last-minute booking or months in advance.
The General Liability insurance arranged by Thimble is designed to respond to incidents involving bodily injury and property damage. For example:
You are mopping the kitchen floor in a client’s home. They enter the room and slip on the wet floor, sustaining a back injury.
You are vacuuming a client’s dining room when the cord of the vacuum gets wrapped around an expensive dining chair, toppling the chair and snapping the oak frame.
How much does small business insurance for house cleaners cost?
The cost of your House Cleaner Insurance Policy depends on a few factors. Things like your zip code, your coverage limit, the size of your team, and the length of your coverage all play a factor in determining the risk that comes with insuring your house cleaning business.
With Thimble, you don’t have to commit to long, expensive policies, though. You can access flexible house cleaner insurance through the Thimble app and customize your coverage down to the month, day, or hour. Plus, if you need to add Additional Insureds, you can tack them on to your coverage with Thimble at no extra cost.
To get an accurate idea of how much house cleaner insurance would cost you and your business, get a quote from Thimble.
How quickly will I get a Certificate of Insurance?
Instantly. We’ve digitized the entire experience so that you’ll receive a certificate of insurance in your inbox immediately after purchasing a policy with Thimble.
You can also add and modify your Additional Insureds as many times as you’d like directly from the Thimble App.
Does my house cleaner insurance coverage include myself as the business owner and any employees?
Your General Liability cleaning insurance covers accidents that result in bodily injury or property damage to a third party, such as a client. With Thimble, you can add your employees as crew members to the policy so that their actions are also covered.
Cleaners and Janitors insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.
- Car / Boat / Vehicle Washing or Detailing
- Janitorial Services including Carpet and Window Cleaning
- Office Cleaning
- Pressure Washing
- Exterior Painting
- Floor Waxing
- Plumbing (other than a leaky faucet or toilet)
- Snow / Ice Removal
- Floor waxing during business hours or in commercial buildings with heavy foot traffic(malls, grocery / convenience / drug stores, hospitals, airports)
- Performing Work over Three Stories in Height(30 Feet)
What's Not Covered by Your Policy
- Activities Involving Firearms
- Performing Work over Three Stories in Height (30 feet)
- Work on 10 or More New Homes or New Residential Units in Any One Project or Development
- See full policy for details