Your Next Job Oct 15, 9am-5pm Covered

Janitors + Cleaners Insurance

Insurance you can buy on the way to today’s job.

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Flexible risk protection
by the hour, day, or month.

Starting at just $5

On Your Schedule

Coverage only for the hours and days you work—never overpay.

In an Instant

Get a Certificate of Insurance in your inbox—and your client’s—in seconds.
  • New Crew Member
  • Policy Extended
  • Additional Insured

Change It Anytime

Easily add crew and Additional Insureds, and adjust your policy in real time.
What's Covered

As a cleaner or janitor, your schedule depends on your clients' needs— so flexibility is your business's bread and butter.

Thimble's instant coverage means you can be ready to tackle any job at a moment's notice.

72% of janitors + cleaners purchase coverage just one hour before their job
"Thimble is such a great concept for small business owners like myself. At times I only need insurance for the day. Other times the entire month. So this is perfect!" Renee Y., Commercial Cleaning Services

Insurance designed for small business

  • Why do I need a janitor & cleaner insurance policy? Whether you are a cleaner, janitor, or housekeeper, accommodating your clients' needs (and schedules!) is part of the job. You need insurance coverage that's there just when you need it, whether that's five minutes before a last-minute booking or months in advance.

    The General Liability insurance arranged by Thimble is designed to respond to incidents involving bodily injury and property damage. For example:

    Bodily Injury
    You are mopping the kitchen floor in a client’s office building. An employee enters the room and slips on the wet floor, sustaining a back injury.
    Property Damage
    You are vacuuming a client’s dining room when the cord of the vacuum gets wrapped around an expensive dining chair, toppling the chair and snapping the oak frame.
  • Who is covered under the janitor & cleaner insurance policy? Small business insurance from Thimble is customized to meet the needs of cleaning professionals like you. We cover the following professions and activities:

  • How much does small business insurance for janitors & cleaners cost? Our premium pricing is determined based on the length of your coverage, whether for an hour, a day, a month, or longer. This flexibility allows you to purchase coverage exactly when and for how long you need it, making it the most affordable option on the market for on-demand small business insurance.

    Our rates start at $5/hour, $8/day, and $24/month with $0 deductible for a $1 million policy.

Cleaners and Janitors insurance protects your business from lawsuits, if you or your property accidently hurts a third party or damages their property.

  • Bodily Injury
  • Property Damage
  • Legal Defense
  • Medical Payments

Covered Activities

  • Car / Boat / Vehicle Washing or Detailing
  • Housekeepers
  • Janitorial Services including Carpet and Window Cleaning
  • Office Cleaning
  • Pressure Washing

Optional Add-Ons

  • Exterior Painting
  • Floor Waxing
  • HVAC
  • Plastering
  • Plumbing (other than a leaky faucet or toilet)
  • Snow / Ice Removal

Excluded Activities

  • Inspectors
  • Floor waxing during business hours or in commercial buildings with heavy foot traffic(malls, grocery / convenience / drug stores, hospitals, airports)
  • Performing Work over Three Stories in Height(30 Feet)

What's Not Covered by Your Policy

  • Activities Involving Firearms
  • Performing Work over Three Stories in Height (30 feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • These excluded activities
  • See full policy for details