What does Appliance Installation Insurance cover?
The General Liability Insurance crafted by Thimble is made to protect appliance installers from liability in instances like the following:
Third-party bodily injury
During the installation of a dishwasher, something gets dislodged, and all the plates, cups fall and break inside the machine. The client reached in to grab a clean soup bowl and didn’t realize the damage until they had cut themselves. They might file a claim against you for bodily injury.
Third-party property damage
You’re installing a stovetop in your client’s kitchen. On your way back from a bathroom break, you trip over a dog toy and fall into their glass coffee table. You are fine, but their favorite receptacle for giant books they never read is kaput. Your client is now suing you for property damage.
General Liability Insurance
General liability insurance or “CGL” provides coverage against third-party claims for damages because of property damage, bodily injury, and personal and advertising injury. That means the everyday accidents that can happen on the job: slip and falls, flying tools, or spilling coffee on a customer’s laptop—you get the idea. CGL is one of the most basic types of insurance for small businesses.
Commercial Property Insurance
Commercial property insurance covers costs because of direct physical loss or damage to your building or your contents in situations like a fire or windstorm. Even your accounts receivable can be protected by commercial property coverage.
Business Interruption Insurance
Business interruption insurance covers loss of business income due to interruption of operations because of direct physical loss or damage. Sometimes it is included within the policy form or it may be available as an additional coverage to BOP.
Appliance Installation Insurance FAQs
How quickly can I get a Certificate of Insurance?
Instantly. With Thimble, you can generate a free quote and receive your Certificate of Insurance (COI) in seconds. All you need to enter is your ZIP code, the desired insurance liability coverage term, review your quote, purchase your policy, and you’re done.
Whether it’s a last minute job for the same day or a big project months out, you can get an insurance policy that works for your schedule. An instant COI can help you win more jobs being that you’re capable of showing proof of insurance on the spot.
We know insurance can be complicated—we want to make the process risk-free, hassle-free, and convenient.
That’s why, you can download your COI before the date your coverage begins. Schedule up to six months in advance and cancel risk-free an hour before it’s set to begin.
What are the Appliance Installation Insurance policy limits?
With Thimble’s Appliance Installation Insurance, you can choose either a policy limit of $1 million or $2 million. The decision you make is dependent on how much you want to be insured against, and with double the coverage at the $2 million limit, the price difference is negligible.
Are workplace injuries of my staff covered?
No. Any injuries sustained by your staff would only be protected if you had workers’ compensation coverage in place. If you have employees or hire subcontractors, you might want to consider seeking one out.
Does Thimble’s Appliance Installation Insurance cover damage to my equipment?
No. General liability insurance only covers damage that occurs to your client’s or a third party’s property. For your equipment and work-related vehicle, you should consider purchasing a commercial property or auto insurance policy.
How do I get Appliance Installation Insurance with Thimble?
Insuring your appliance installation business takes less than 60 seconds. Provide a few details about your services, give us your ZIP code, and choose your desired coverage length (hourly, daily, or monthly), and we’ll generate a quote instantly! From there, once you’ve read the outlined costs, click purchase, and we’ll send your Certificate of Insurance directly to your inbox.
Get your free Appliance Installation Insurance quote now.
Appliance Installation Insurance FAQs
How much does Appliance Installation Insurance cost?
The price of a general liability insurance policy for appliance installation is based on the risk associated with your business, your crew size, location, and desired coverage limit. With Thimble, you never have to pay for insurance you don’t need. Choose between hourly, daily, or monthly coverage periods and add as many Additional Insureds as you want for free.
Protect your business with Thimble’s flexible insurance policy for appliance installers. Get your free Appliance Installation Insurance quote now.
How quickly can I get a Certificate of Insurance?
Instantly. With Thimble, you can generate a free quote and receive your Certificate of Insurance (COI) in seconds. All you need to enter is your ZIP code, the desired insurance liability coverage term, review your quote, purchase your policy, and you’re done.
Whether it’s a last minute job for the same day or a big project months out, you can get an insurance policy that works for your schedule. An instant COI can help you win more jobs being that you’re capable of showing proof of insurance on the spot.
We know insurance can be complicated—we want to make the process risk-free, hassle-free, and convenient.
That’s why, you can download your COI before the date your coverage begins. Schedule up to six months in advance and cancel risk-free an hour before it’s set to begin.
What are the Appliance Installation Insurance policy limits?
With Thimble’s Appliance Installation Insurance, you can choose either a policy limit of $1 million or $2 million. The decision you make is dependent on how much you want to be insured against, and with double the coverage at the $2 million limit, the price difference is negligible.
Are workplace injuries of my staff covered?
No. Any injuries sustained by your staff would only be protected if you had workers’ compensation coverage in place. If you have employees or hire subcontractors, you might want to consider seeking one out.
Does Thimble’s Appliance Installation Insurance cover damage to my equipment?
No. General liability insurance only covers damage that occurs to your client’s or a third party’s property. For your equipment and work-related vehicle, you should consider purchasing a commercial property or auto insurance policy.
How do I get Appliance Installation Insurance with Thimble?
Insuring your appliance installation business takes less than 60 seconds. Provide a few details about your services, give us your ZIP code, and choose your desired coverage length (hourly, daily, or monthly), and we’ll generate a quote instantly! From there, once you’ve read the outlined costs, click purchase, and we’ll send your Certificate of Insurance directly to your inbox.
Get your free Appliance Installation Insurance quote now.
Still have questions?
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