Leatherworker Insurance

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General Liability
Equipment Coverage
$1,000,000 Limit
Pause Policy
4.7/5 stars from 467 reviews on Trustpilot
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Why do I need Leatherworker Insurance?

As a leatherworker, you’re responsible for crafting beautiful, handmade leather items. From wallets to handbags to shoes, your passion transforms a piece of hide into a one-of-a-kind piece. You’ve built your reputation and are proud of your positive customer reviews.

The last thing you want to worry about is a mishap or accident hindering your ability to operate your small business.

Whether you’re interacting with clients in your shop, selling handmade leather goods online or at a local farmers market, protect yourself with business insurance. Many trade shows and craft fairs may require proof of insurance prior to registering for the event.

What does Leatherworker Insurance cover?

Operating a leatherworking business comes with inherent risk, especially when interacting with clients and other third parties. That’s why leatherworkers can benefit from general liability insurance coverage, which includes product liability coverage.

Thimble’s Leatherworker Insurance provides the investigation and legal defense for claims resulting from claims of bodily injury, property damage from third parties, as well as personal and advertising injury. For example:

Third-party, non-employee bodily injury: If a third party were to sustain an injury while visiting your workshop after they knocked a knife off the workbench onto their own foot no less, you may be held liable for their injuries. Without general liability insurance, you could be held responsible.

Third-party property damage: Should you work at a client’s home or in a pop-up space, there’s always the chance you could accidentally damage their property. For example, your mallet slips out of your hand and breaks the window (rare, but stranger things have happened). Should this occur, you could be liable for the window repair or replacement costs.

Personal injury & advertising: As part of promoting your business, you want your customers to know why your artistry is better than your competitors’. However, if a competitor claims your messaging went too far, they could sue you for libel or slander. In this case, general liability insurance could protect you.

Does Thimble’s Leatherworker Insurance include product liability coverage?

Yes! Thimble’s Leatherworker Insurance comes standard with product liability coverage, unlike some other business insurance providers. We want leatherworkers and other artisans to focus on creating.

Product liability insurance extends the scope of your protection by covering bodily injury and property damage that happens after a third party has bought and left with your leather product (or received it in the mail).

For example, if a customer claims that the leather you used was treated with harmful chemicals that caused a skin irritation or if they cut themselves on a sharp edge of their new belt buckle, you could be forced to pay for damages and legal expenses out of your pocket. That is, if your general liability coverage doesn’t include product liability.

While you may want your leather to be high and dry during the tanning process, you don’t want your business insurance to leave you high and dry.

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