Your Next Job Oct 15, 9am-5pm Covered

House Cleaning Insurance

Insurance you can buy on the way to today’s job.

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Flexible risk protection
by the hour, day, or month.

Starting at just $5

On Your Schedule

Coverage only for the hours and days you work—never overpay.

In an Instant

Get a Certificate of Insurance in your inbox—and your client’s—in seconds.
  • New Crew Member
  • Policy Extended
  • Additional Insured

Change It Anytime

Easily add crew and Additional Insureds, and adjust your policy in real time.
What's Covered

As a house cleaner, your schedule depends on your clients' needs— so flexibility is your business's bread and butter.

Thimble's instant coverage means you can be ready to tackle any job at a moment's notice.

72% of house cleaners purchase coverage one hour before their job
"Thimble is such a great concept for small business owners like myself. At times I only need insurance for the day. Other times the entire month. So this is perfect!" Renee Y., Commercial Cleaning Services

Insurance designed for small business

  • Why do I need a house cleaner insurance policy? As a house cleaner, accommodating your clients' needs (and schedules!) is part of the job. You need insurance coverage that's there just when you need it, whether that's five minutes before a last-minute booking or months in advance.

    The General Liability insurance arranged by Thimble is designed to respond to incidents involving bodily injury and property damage. For example:

    Bodily Injury
    You are mopping the kitchen floor in a client’s home. They enter the room and slip on the wet floor, sustaining a back injury.
    Property Damage
    You are vacuuming a client’s dining room when the cord of the vacuum gets wrapped around an expensive dining chair, toppling the chair and snapping the oak frame.
  • How much does small business insurance for house cleaners cost? Our premium pricing is determined based on the length of your coverage, whether for an hour, a day, a month, or longer. This flexibility allows you to purchase coverage exactly when and for how long you need it, making it the most affordable option on the market for on-demand small business insurance.

    Our rates start at $5/hour, $8/day, and $24/month with $0 deductible for a $1 million policy.

Cleaners and Janitors insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.

  • Bodily Injury
  • Property Damage
  • Legal Defense
  • Medical Payments

Covered Activities

  • Car / Boat / Vehicle Washing or Detailing
  • Housekeepers
  • Janitorial Services including Carpet and Window Cleaning
  • Office Cleaning
  • Pressure Washing

Optional Add-Ons

  • Exterior Painting
  • Floor Waxing
  • HVAC
  • Plastering
  • Plumbing (other than a leaky faucet or toilet)
  • Snow / Ice Removal

Excluded Activities

  • Inspectors
  • Floor waxing during business hours or in commercial buildings with heavy foot traffic(malls, grocery / convenience / drug stores, hospitals, airports)
  • Performing Work over Three Stories in Height(30 Feet)

What's Not Covered by Your Policy

  • Activities Involving Firearms
  • Performing Work over Three Stories in Height (30 feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • These excluded activities
  • See full policy for details