Save up to 36% on Landscaping Insurance

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Coverage

General Liability

$1,000,000 Limit

Crew

Pause Policy

Best Small Business Insurance

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4.8 Stars

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Thimble makes general liability insurance affordable.

  • Monthly and on-demand policies
  • No extra fees or deposits
  • Add Additional Insureds at no extra cost
  • Unlimited Certificates of Insurance
  • Waivers of Subrogation at no extra cost
  • Free Certificate Management tool

Voted Best Insurance for the Smallest Businesses

Who needs landscaping insurance?

Whether you are a gardener or lawn care professional, accommodating your clients’ needs (and schedules!) is part of the job. You need a landscaping insurance policy that’s there just when you need it, whether that’s five minutes before a last-minute booking or months in advance. Some clients may even require that you have it.

What is covered under a landscaping insurance policy?

The General Liability insurance for landscapers arranged by Thimble is designed to respond to accidents involving bodily injury and property damage. For example:

Bodily Injury
You’re trimming the hedges in a client’s front yard and you leave a pair of garden shears in the driveway. As the client is walking towards their car, they trip over the shears and injure themselves.

3rd Party Property Damage
While mowing a client’s lawn, your mower throws a rock and shatters a window. Not good.

Medical Expenses
The client who tripped on a pair of garden shears ended up in the hospital for a broken wrist. The cost of her medical expenses will be covered with your policy.

Defense Costs
A client claims that the pesticide you used on their lawn killed the grass. He is supposed to be on the town’s upcoming garden tour, and is not happy. You’re sure that it’s just the unusually dry summer weather that is to blame, considering his neighbors’ lawns all look the same. A General Liability policy with Thimble will cover the expenses you rack up in court defending yourself.

How much does small business landscaping insurance cost?

The cost of your Landscaping Insurance Policy depends on a few factors. Things like your zip code, your coverage limit, the size of your team, and the length of your coverage all play a factor in determining the risk that comes with insuring your landscaping business.

With Thimble, you don’t have to commit to long, expensive policies, though. You can access flexible Landscaping Insurance through the Thimble app and customize your coverage down to the month, day, or hour. Plus, if you need to add Additional Insureds, you can tack them on to your coverage with Thimble at no extra cost.

To get an accurate idea of how much Landscaping Insurance would cost you and your business, get a quote from Thimble.

How quickly will I get a Certificate of Insurance?

Instantly. We’ve digitized the entire experience so that you’ll receive a certificate of insurance in your inbox immediately after purchasing a policy with Thimble.

You can also add and modify your Additional Insureds as many times as you’d like directly from the Thimble App.

*A policy under 24 hours in duration cannot be canceled, nor its paid premium returned, once the policy incepts. Only Thimble Monthly policies can be paused, one time and for up to 30 days