Gym owner insurance, simplified.
Why do I need a gym insurance policy?
As a gym owner, you know that there are risks inherent to your job. You need an insurance policy that’s built to protect—and flexible enough to accommodate your schedule.
The General Liability insurance arranged by Thimble is designed to respond to incidents involving bodily injury and property damage. For example:
One of your members is working out on a treadmill when the machine malfunctions, stopping suddenly and causing them to tumble off and sprain their wrist.
An instructor is stacking weights and accidentally drops a 10-pound barbell on your member’s smartwatch, which they took off while circuit training. The watch is significantly damaged.
How much does small business insurance for gym owners cost?
The cost of your Gym Owner Insurance Policy depends on a few factors. Things like your zip code, your coverage limit, the size of your team, and the length of your coverage all play a factor in determining the risk that comes with insuring your business.
With Thimble, you don’t have to commit to long, expensive policies, though. You can access flexible Gym Owner Insurance through the Thimble app and customize your coverage down to the month, day, or hour. Plus, if you need to add Additional Insureds, you can tack them on to your coverage with Thimble at no extra cost.
To get an accurate idea of how much Gym Owner Insurance would cost you and your business, get a quote from Thimble.
How quickly will I get a Certificate of Insurance?
Instantly. We’ve digitized the entire experience so that you’ll receive a certificate of insurance in your inbox immediately after purchasing a policy with Thimble.
You can also add and modify your Additional Insureds as many times as you’d like directly from the Thimble App.
Fitness insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.
- Aerobics Instructors
- Dance Instructors
- Fitness Instructors
- Golf Instructors
- Martial Arts Instructors
- Personal Trainers
- Spin Instructors
- Swim Instructors
- Tai Chi Instructors
- Yoga Instructors
- Occupational Therapists
- Physical Therapists
What's Not Covered by Your Policy
- Activities Involving Firearms
- Performing Work over Three Stories in Height (30 feet)
- Work on 10 or More New Homes or New Residential Units in Any One Project or Development
- See full policy for details