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General liability + commercial property insurance in one easy package.

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Commercial Property

General Liability

Business Interruption

Best Small Business Insurance

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Thimble makes Office Insurance affordable.

4.8 / 5 Stars

  • Pay monthly or yearly 
  • Business interruption coverage included
  • Add hired and non-owned auto insurance (if eligible) 
  • Add equipment breakdown coverage (if eligible)
  • Unlimited ACORD 25 Certificates of Insurance

What does Office Insurance cover?

Office Insurance is a type of Business Owners Policy (BOP), which bundles general liability insurance and commercial property insurance together in one convenient and cost-efficient package. As an office owner, if there’s one thing you don’t have, it’s time to manage different policies! Office Insurance provides the following types of coverage :

Commercial Property Insurance:
Covers a business’s first-party property from situations like a fire, vandalism, or theft. Even assets like your accounts receivable can be protected by commercial property coverage.

General Liability Insurance:
Covers third-party property damage, bodily injury, and personal and advertising injury.

Business Interruption Coverage:
Covers loss of income due to direct physical loss or property damage at your premises, helping you recover payroll for up to two months and lost income and operating expenses for up to a year.


With Office Insurance, there are some optional coverages you can add on:

Equipment breakdown coverage:
If machinery that is critical to business operations breaks (like a printer), this coverage can cover the costs of repairing or replacing the items.

Hired and non-owned auto coverage:
If your employees use their vehicles as part of their job, or you hire an auto, your business can be sued if the vehicle is involved in an accident.

How do I get Office Insurance?

Get Office Insurance just by answering a few simple questions online, like:

  • What do you do?
  • Where do you work?
  • How big is your team (crew)?
  • How long do you need coverage for?

Thimble makes Office Insurance affordable, with flexible options that allow you to:

  • Pay monthly or yearly
  • Get business interruption coverage (included)
  • Add hired and non-owned auto insurance (if eligible) 
  • Add equipment breakdown coverage (if eligible)
  • Get unlimited ACORD 25 Certificates of Insurance
  • Request policy changes or cancel online in minutes

The information provided herein is not intended to be exhaustive, nor should it be construed as advice regarding coverage. Eligibility for coverage is not guaranteed and all coverages are limited to the Terms and Conditions contained in the applicable policy. Read the full Privacy Policy here.