The coverage arranged by Thimble is flexible, so you can build a policy that suits your schedule and your budget.
Gym Owner Insurance — Simplified.
Why do I need a gym insurance policy?
As a gym owner, you know that there are risks inherent to your job. You need an insurance policy that’s built to protect—and flexible enough to accommodate your schedule.
The General Liability insurance arranged by Thimble is designed to respond to incidents involving bodily injury and property damage. For example:
One of your members is working out on a treadmill when the machine malfunctions, stopping suddenly and causing them to tumble off and sprain their wrist.
An instructor is stacking weights and accidentally drops a 10-pound barbell on your member’s smartwatch, which they took off while circuit training. The watch is significantly damaged.
How much does small business insurance for gym owners cost?
General Liability insurance policies for gym owners start at $5/hour with $1 million in coverage and $0 deductible.
Add as many Additional Insureds as you’d like for free.
Our affordable liability insurance policies for gym owners are possible because they are based on the length of your coverage, whether for an hour, a day, a month, or longer. This flexibility allows you to purchase coverage exactly when and for how long you need it, making it one of the most affordable options on the market for on-demand gym owner insurance.
How quickly will I get a Certificate of Insurance?
Instantly. We’ve digitized the entire experience so that you’ll receive a certificate of insurance in your inbox immediately after purchasing a policy with Thimble.
You can also add and modify your Additional Insureds as many times as you’d like directly from the Thimble App.
Fitness insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.
- Aerobics Instructors
- Dance Instructors
- Fitness Instructors
- Golf Instructors
- Martial Arts Instructors
- Personal Trainers
- Spin Instructors
- Swim Instructors
- Tai Chi Instructors
- Yoga Instructors
- Occupational Therapists
- Physical Therapists
What's Not Covered by Your Policy
- Activities Involving Firearms
- Performing Work over Three Stories in Height (30 feet)
- Work on 10 or More New Homes or New Residential Units in Any One Project or Development
- See full policy for details