Your Next Job Oct 15, 9am-5pm Covered

Gym Insurance

Insurance you only pay for when you’re on the job.

Get an hourly, daily, or monthly insurance policy in 60 seconds. Get a Quote See covered activities
Get a Quote

Get an hourly, daily, or monthly
insurance policy in 60 seconds

Starting at just $5

On-demand Coverage

Coverage only for the hours and days you work—never overpay.

Instant Certificates

Get a Certificate of Insurance in your inbox—and your client’s—in seconds.
  • New Crew Member
  • Policy Extended
  • Additional Insured

Change It Anytime

Easily add crew and Additional Insureds, and adjust your policy in real time.
What's Covered

The coverage arranged by Thimble is flexible, so you can build a policy that suits your schedule and your budget.

Policies start at just $5/hr
"Thanks to no useless questions on the application, instant issue of insurance proof, and a great pricing model, I've already recommended Thimble to two fellow entrepreneurs. Well done." Corey W., Thimble Customer

Gym Owner Insurance — Simplified.

Why do I need a gym insurance policy?

As a gym owner, you know that there are risks inherent to your job. You need an insurance policy that’s built to protect—and flexible enough to accommodate your schedule.

The General Liability insurance arranged by Thimble is designed to respond to incidents involving bodily injury and property damage. For example:

Bodily Injury
One of your members is working out on a treadmill when the machine malfunctions, stopping suddenly and causing them to tumble off and sprain their wrist.

Property Damage
An instructor is stacking weights and accidentally drops a 10-pound barbell on your member’s smartwatch, which they took off while circuit training. The watch is significantly damaged.


How much does small business insurance for gym owners cost?

General Liability insurance policies for gym owners start at $5/hour with $1 million in coverage and $0 deductible.

Add as many Additional Insureds as you’d like for free.

Get a Quote

Our affordable liability insurance policies for gym owners are possible because they are based on the length of your coverage, whether for an hour, a day, a month, or longer. This flexibility allows you to purchase coverage exactly when and for how long you need it, making it one of the most affordable options on the market for on-demand gym owner insurance.


How quickly will I get a Certificate of Insurance?

Instantly. We’ve digitized the entire experience so that you’ll receive a certificate of insurance in your inbox immediately after purchasing a policy with Thimble.

You can also add and modify your Additional Insureds as many times as you’d like directly from the Thimble App.

 

Have questions? Visit our FAQs

Fitness insurance protects your business from lawsuits, if you or your property accidentally hurts a third party or damages their property.

  • Bodily Injury
  • Property Damage
  • Legal Defense
  • Medical Payments

Covered Activities

  • Aerobics Instructors
  • Dance Instructors
  • Fitness Instructors
  • Golf Instructors
  • Martial Arts Instructors
  • Personal Trainers
  • Spin Instructors
  • Swim Instructors
  • Tai Chi Instructors
  • Yoga Instructors

Excluded Activities

  • Occupational Therapists
  • Physical Therapists

What's Not Covered by Your Policy

  • Activities Involving Firearms
  • Performing Work over Three Stories in Height (30 feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • See full policy for details