Flip the switch to Thimble.

Cancel your annual business insurance and get covered by the hour, day, or month in 60 seconds.

Other Insurers*

Coverage Period

Hourly, Daily, or Monthly

1 Year

A-Rated Insurance



Time to Buy

60 seconds

20 minutes


30-Day Pause Option


Questions Asked


A Ton

Prices Starting At





2 Months

Additional Insureds

Free + Unlimited

Up to 20% of premium

Get a Quote

*In most cases

*In most cases

Switch and save, fast.

Join over 30,000 business owners across 120+ professions who’ve chosen Thimble.

  • K-9 to 5 Dog Walking
    Insured in 5 mins 41 secs

    Policy Duration

    3 Hours



  • Simon Sanitation
    Insured in 1 mins 37 secs

    Policy Duration

    1 Month



  • Lions Pride 8
    Insured in 3 mins 28 secs

    Policy Duration

    3 Days



  • Dance IHC
    Insured in 6 mins 11 secs

    Policy Duration




  • Hannah Truax, LLC
    Insured in 3 mins 38 secs

    Policy Duration

    2 Weeks



  • T & S Painting, LLC
    Insured in 4 mins 18 secs

    Policy Duration

    1 Day




Less paperwork.
All pay-per-work.

Here’s how to cancel your annual policy:

1. Call up your broker
2. Ask to cancel for a refund
3. Get an On-Demand or Monthly Policy with Thimble


Can I really cancel my annual business insurance policy?


You really can. Every business can legally cancel their annual insurance policy and receive a refund, subject to carrier fees. If you completed work in the previous year that you want to protect against any claims, be sure to ask your broker about completed operations coverage that extends beyond your policy period. That comes standard with every Thimble policy, but not with all insurance carriers (because we’re better, remember?).

Cut the cord. Get total control.


Thimble works when you do, how you do, and where you do.

  • Modify or cancel anytime 
  • Full refund up to 1 hour in advance 
  • Instant access with the Thimble app 

What We Cover.

General Liability Insurance

Protects your business when accidents happen to a third party, causing bodily injury or property damage.

Professional Liability Insurance

Covers claims that your work was unsatisfactory, late, or never done. It’s also called errors and omissions insurance.

A Year of Peace-of-Mind

A-Rated insurance, designed for modern workers.

We’re backed by Markel Insurance Company, a Fortune 500 company. They’re the best.

All Thimble policies also include 12 months of completed operations coverage, extra time you get to make short-term insurance even more worth your while. If anything happens as a result of your work for a whole year after the policy ends, you can still file a claim.

Policy Period

The time your policy is active and you are actively working.

Completed Operations

12 months of coverage for claims related to work done during your Policy Period.

The information in this diagram is representative of our completed operations in select states. In all other states where we are live, the completed operations is one year from the start date of your policy. Thimble is working hard to transition those states to the completed operations represented above, and will be live soon!

Business insurance when you need it.

Get the total flexibility of your policy in an instant. With Thimble in your pocket, you’ve got coverage up your sleeve.

4.8/5 stars